Personal house are lost if you do not enter the house at least one every 45 days, regardless of your subscription status.
Personal apartments are not included in the housing timers. You can be away from your apartment as long as you want.

Personal house are lost if you do not enter the house at least one every 45 days, regardless of your subscription status.
Personal apartments are not included in the housing timers. You can be away from your apartment as long as you want.
Really?
I never thought of this. Is it possible to trade down my house to an apt?

No, they are complete separate from each other. Additionally, there no way to actually trade personal housing.
Once the housing timer expires the house is demolished. Your items and 80% of house purchase price are stored with the Resident Caretaker npc. You have 35 days to get these items back or they are destroyed.
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