I don't think people are speculating. Rather, they are putting forth possible (some feasible, others absurd) suggestions for the dev team to take notice of and perhaps even consider noting down as solutions for future housing. I am sure that there was something about the dev team listening to suggestions in Yoshi-P's 4.1 housing annoucement.
Futhermore, I don't think I have enough faith to even "speculate" 4.2 housing changes. Speculate, for me, means to "foresee", but frankly I am very cautious in blindly believe that a positive solution will be proposed in the near future (4.2).