Forcing players to pay to keep housing is unfair.

[ReplicaX]

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Yes, the core was done correctly for the early era of XI and its heavy base inventory system until limitations came into play to expand the system. Why MogGarden was a separate addition and sadly too late of a release. In XIV inventory is simpler, you can toss retainer bells everywhere as there is no "separated housing inventory" to waste resources on.

We are not in disagreement, your example of XI just lacked details for non-XI players IMO. What XI did correctly, it allowed individuals not only personalized space, but also other avenues like gardening without restricting the individual based on housing availability. You cannot cross-breed garden in apartments and unless you have access /w a FC House you are screwed.