Why are houses so expensive :(

[Machka]

I'm on the Odin sever a lot of stuff is over priced like a level sword for glad is 18k on are server lol. So I'm really careful with my money. I have never been able to hit 1 mil.

I spend alot of money on stuff that I can't gather for cooking since my BST is only level 16.

From what I gather from your posts, this is the real problem right here. You are spending excessively/unnecessarily. I had 1.8 million by the time I leveled my first class to mid-50s (NIN), doing MSQ and daily roulettes, without grinding/crafting.

I penny-pinched. Sold everything I could on MB, vendored all junk drops, rode the chocobo porter, and most importantly, did not buy anything I didn't have to. That is being careful with your money.

Real-life money management principles apply in-game as well. You need to determine your goal. Why are you spending time and gil on cooking? If your goal is to save 4 million for a house+permit, you should be leveling a gatherer, not a crafter. Buying mats to craft with is not saving - at best it's investment/speculation. At worst it's just throwing away money (if you don't intend to use your CUL to make money in the future).

[Blackcanary]

From what I gather from your posts, this is the real problem right here. You are spending excessively/unnecessarily. I had 1.8 million by the time I leveled my first class to mid-50s (NIN), doing MSQ and daily roulettes, without grinding/crafting.

I penny-pinched. Sold everything I could on MB, vendored all junk drops, rode the chocobo porter, and most importantly, did not buy anything I didn't have to. That is being careful with your money.

Real-life money management principles apply in-game as well. You need to determine your goal. Why are you spending time and gil on cooking? If your goal is to save 4 million for a house+permit, you should be leveling a gatherer, not a crafter. Buying mats to craft with is not saving - at best it's investment/speculation. At worst it's just throwing away money (if you don't intend to use your CUL to make money in the future).

Thank you I will take that on board.