Ideally it should be 1 FC per account per server (to combat 1 person creating multiple FC's) and 1 personal house per account per server (that has the ability to be shared between all characters on the account on that server). Had they implemented that type of structure at the start it would have gone a long way for housing availability.
There are multiple FC's on Gilgamesh that have "Alt FC" homes. As well as multiple players using Alt's to own several personal/FC homes. It's ridiculously selfish/greedy to the players that don't have a home and the players that are doing it think it's totally okay because they're not going against any set of rules. I know one person who asked one of these Multiple FC home owners (has multiple fc's using alts) if they would sell the plot and the response was "Nope, we like decorating"; it literally sits unused across from their FC (occasional target dummy practice and sporadic gardening).



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