I've been living in Japan since 2010, been playing since 1.0, and I never needed a credit card to pay for my JP service account. I just use crysta from the konbini...Personally, my salt is that I live in Japan, and have for the past 6 years, but because I can't get approved for a credit card in Japan, I have to use an American service account...
Completely miss out on both promotions if they do a buy type thing like they're doing here when they NA release it.
I was really pissed when they announced you had to have a JP service account, and while I understand their reasoning, it completely screws over foreigners living here long term.
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