This is why I'm glad I do homework, and from the sounds of things in this thread, I did things right. Of course anyone can correct me.

You reach clerics full potential by packing mnd. So the higher this number is, the higher your int stat will be when you CS, plus you get the 10% bonus to offensive spells. This includes your b&b spell, energy drain. Splitting up your attributes in any way will hurt this.

Vit is worthless for acn/sch. As acn, topaz should be taking all the damage while you solo. As sch, even if you have not unlocked your feisty chocobo, you have free heals, adlo shield, and HoT with whispering dawn to sustain you. If your HP drops below 50% you're probably biting off more than you can chew.

Acn does not have access to CS, sch does. There's a reason for that. If you want to have potent heals as sch, I don't think it's a good idea to interrupt the growth worrying about the int stat for your smn.