I don't understand why instanced housing was never a thing. Or, like, apartments. Basically just an inn room that one can customize and decorate. With a little window planter. And we could pay to use the stables in city states for our chocobos. I mean, I know this is, like, never going to happen. But it seems like a solution to so many of those problems. Affordable and practical, new players can gain access without having to pay an arm and leg to someone else. It doesn't depreciate the value of peoples' houses or put them at any threat, but it opens up the option to players who can't afford a house or don't want to join an FC for whatever reason.

That said, I think even this sounds like a nice compromise. Housing had a lot of promise, but the way it's implemented is one of my least favorite parts of the game honestly.