Need help with transfer

[Mere]

Just get a prepaid card/bank giftcard.
Your friend then would use it to buy Crysta, which in turn would use to pay for the transfer.

Log in your Mog Station or SE Account Manager (links are on the website http://na.finalfantasyxiv.com/lodestone/ ) and look for the option "Buy Crysta" and take a look at the payment options so you have a better idea of how to guide your friend thru the process.

[Amiaze]

Just get a prepaid card/bank giftcard.
Your friend then would use it to buy Crysta, which in turn would use to pay for the transfer.

This is what I did to help someone transfer. Granted, we're friends in real life, so I just sent him the money via PayPal using his telephone number and no bank information. He then used the money to purchase Crysta on the Mogstation, and used the Crysta to pay for the transfer.