It's not just cortana. Microsoft buries a lot of info in their privacy policy and service agreement that you might want to search through more thoroughly unlike many people who just skip them.
The data collection "features" are enabled by default and microsoft will not make it easy for you to disable them all but as others said, you can.
Here's some links that has some info and tips on what to disable...might be useful (not sure since i don't have win10).
http://www.rockpapershotgun.com/2015...vacy-settings/
http://bgr.com/2015/07/31/windows-10...ow-to-opt-out/
http://www.newsweek.com/windows-10-r...ry-move-358952
Not sure if those tips are permanent or if microsoft could decide to re-enable some of them after a patch, but personally, i would worry less with microsoft and more with what potential hackers could do with all those data collecting functions built-in the OS itself.
1) EVERYONE is collection data on you to tailor advertising. Go to newegg or amazon, look up for example mice, then go to facebook. You won't be happy if that's your concern.
2) You can turn off pretty much all of the tracking options.
You are missing the biggest of them all.
Google knows more about you then yourself.


Striving for perfection is the path to one's downfall. 'Tis the paradox of the immaculate carrot. | Jah Bless. One God, One Aim, and One Destiny - Marcus Garvey.
Until the philosophy which holds one race superior and another inferior is finally and permanently discredited and abandoned, everywhere is war - Ras Tafari.
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