Yeah, my group is also way behind (we haven't even beaten T13 yet). We only farm when we attempt to beat T13 as you can only do during the current loot lockouts.
But I've remained adamant in my BiS plan. If I am supposed to get it from FCoB, I will not upgrade. As an fyi for me too, I do not think ilevel is everything so I'm not an ilevel chaser. To me, sitting around i120 or i122 until I get the gear to drop isn't a deal at all.
Also, I'm not lucky at all with healer drops. I've only gotten the pants and waist to drop for me... The plan remains the same. You don't need Augmented i130 gear to do the things that are currently in this game. I'd rather gear my jobs the way I wish to. I'm luckier with SCH though that the head, feet, bracelet and technically hands are BiS for SCH in terms of poetics. Those are the ones I bought and augmented. After I had those pieces, I moved on to BLM.
The reason why I chimed in and mentioned raid situation style is the fact that the OP mentioned that they were concerned about the endgame content.
If I lived off of tomes gear like poetics, I would still pick a path that allows all my classes to have the relatively same ilevel in terms of gear before I would move on. I would just pick between poetics/WoD/crafted rather than what I currently do in Dreadwyrm/poetics/WoD/crafted.
As an example, I like to stack crit on my SCH with DET or Piety being secondary. Since I'm not doing FCoB now in this example, whichever piece has the most of either of those stats, whether it be poetics, WoD or crafted, I use that. Once I got the composition that I liked, I would use the same method and move to the next. If my SCH only used the WoD pants, I wouldn't lot on another healer piece for WoD. The next one in line would be a DPS since no other WoD piece caters to what I want exactly for my SCH. So it's a matter of which BiS you want and not getting the misc junk pieces just because you want ilevel or some such.