I was fine with xp loss.
It doesn't matter what they pick for a death penalty people are going to complain.
Here's my point: It absolutely does not matter what they put as a death penalty, as long as there are people who can only play for a few hours a week, they will always have less resources to work with than someone who can play a few hours a day.
(bold for emphasis) ~ Of course if you only play a few hours a week, then you will most likely die much less than someone who plays a few hours a day. Balancing it out in the end anyway (Unless the person is really terrible)
I didn't see one person think of or mention that :P