I would check the restrictions list carefully.

(shortened because of post limitation...)

Quote Originally Posted by Transfer Agreement
・Your character has yet to accept the quest Close to Home.
・Your character is not displayed on the FINAL FANTASY XIV: Mog Station's service account selection screen.
* You are required to log out from FINAL FANTASY XIV: A Realm Reborn before newly created characters are reflected on the FINAL FANTASY XIV: Mog Station. Please note that it may take time for newly created characters to appear after logging out.
・Less than three days have passed since last using the World Transfer Service.
・Less than three days have passed since the character to be transferred has been created.
・Your free trial for the service account to be used has yet to expire, and you have yet to be charged a service fee.
Did you actually make a payment already or did you just set it up to pay automatically when the time comes?