This was so poorly executed.
1. The "personal" housing is in the FC wards.
2. "Personal" housing is the cost of what it is supposed to take a group to save up for (not a problem for me in particular, it's just not good)
3. Unless you woke up when the servers were up, all the small houses were gone except for uldah.
This was so poorly implemented I think the team from 1.0 was behind it.