If you're not paying SE to play their game then you don't deserve to hold things from people who do. You can keep your characters, but anything past that you have no right to lay claim to it if you can't be bothered to have even the slightest form of commitment to an MMO.
Go play ESO if that's what you want to do, but guess what if you're playing ESO you can take a minute or two to log in to FFXIV if you're still subscribed and keep your home. That old saying "you can't have your cake and eat it too"http://en.wikipedia.org/wiki/You_can...ake_and_eat_it serves perfectly here, if you choose to stay and play ESO with your friends then you have to accept the fact you will lose certain things in another game you no longer feel the need to stay committed to. That's called life. You think Bethesda/Zenimax care about your house in FFXIV? They want your money and time just like SE wants theirs. You decide what is important to you, not being some guy that jumps ship because everyone is doing it.
I'm pretty sure if a house that you got in FFXIV is more important to you than the game itself you will not be staying as a longtime subscriber anyway, and even at that if the said house is important to you You WILL find a way to log on briefly to accommodate your possession.
You guys have no idea what's rough, I played Asheron's Call years ago when housing came available, guess what they charged you rent paid via in game items, it was due monthly. I lost that house and all items in it when I stopped playing. This is no different. You need to accept that something you cannot commit to should stick around waiting for you to return.
I can go back to Asheron's Call and play my characters and that is the sum of my enjoyment, not the fickleness of a home but the character itself I created. Turbine will never take that away from me and SE will never take your characters away, which should be more of a reason for you to enjoy the game than virtual bricks and mortar.