Quite obviously housing will only be available for the elite of the elite. I dare say that at a minimum only 5% of all the FCs will be able to afford housing. Most of those will be the ones who sell services and whose only goal is to make Gil. I have always suspected that if Yoshi-P had his druthers Gil would be completely eliminated from the game and the economy would be strictly controlled by the Devs.. This is just another indication of that. If you are going to do it Yoshi-P just do it, otherwise the only people who profit from this will be the RMTs.