Welcome to the Subscription based MMO. FFXI was the same way it was on PS2 but sony didnt touch fees....

Welcome to the Subscription based MMO. FFXI was the same way it was on PS2 but sony didnt touch fees....
In Europe or Japan there are ARR time cards. In North America a Universal Game Card can be used to buy Crysta which in turn can be used to pay for the subscription (it just adds an extra step to the process). So either way there are ways for someone without a credit/debit card to buy game time.
The credit card is simply a convienient way for a lot of people who have one and want an automatically renewing subscription.
I downloaded this game on my PS3 and to be honest I very much expected to be paying the subscription from my PSN wallet, I mean that would have been the sensible and logical to do. As it is 2 weeks in to my free month I doubt ill actually want to subscribe when my month is up as theres a couple of things that are really starting to annoy me in this game as I sit here once more outside a dungeon waiting on this duty finder to let me start playing again , having group dungeons in the story quest is a bad idea.

Again, not trying to be mean, or a dick, but the information on all this has existed since beta. So it's honestly your fault for not properly researching things.
But look on the bright side, you have cash on PSN you can put towards other games, like the Last of Us(or if you have that, the coming DLC for it).
Almost every game nowadays lets you download a digi version from most retailers, does that mean if I have an account with that retailer and have funds in it I can use the funds for the sub of that game? Nope! Its common sense really guys, you pay the developer, not the reseller. SE has nothing to do with sony lol
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