Transfer gold between charactere of same account bannable?

[Mychael]

I consider it an exploit, because if the devs intended for the sidesquests/storyquests to be repeatable (hence the gil that comes with completing them), they would have done so. So now we have a way of generating all the gil from the cake sidequests to one character. With 8 character slots per server, that's 8x the gil of a typical playthrough.

But even so........ generating all that gil early and putting it on one character just seems like an exploit. Even if the OP made gil legitimately, it should (ideally) stay on that character.

So if a player is about to quit and gives his gil to a friend, is that an exploit?