Make your password longer than 8 characters and you don't need a token.

ForgetThisPasswordNever
IHateRMTWithAFieryPassion
BillLikesToPickHisNose.

Passwords like that have so much entropy that it would take thousands of years to crack, and they are much easier to remember than a random string of BS letters and digits. Don't get me wrong, a security token is a really good idea, but if you can't get one for some reason, this is the next best step.