Well I've never encrypted anything myself so I can't imagine I'll lose access to anything. I went ahead and created a PW for my pc/Username. I don't see anything different other than I have to enter the PW.

Still wondering about the random "other user" thing that it has done a few times... hopefully if it happens again I will be able to just use my user name and newly created PW and it will bypass that ...

Anyone know anything about this or have any other ideas, I'm interested ^^