Easiest solution to the gil-farm/FC-house hoarding situation

[LianaThorne]

I own an FC house with my friends. A personal in my main and my Materia's alt which I don't mind giving up. Those are my houses. I don't need specific plots. That isn't the reason for this thread.
No individual should excessively own entire wards for the purpose of currency farming, just because it is allowed by a loop hole, when there is literal scarcity in housing.

This was supposed to be about nerfing submarine profit but you added in that people should get their houses nuked. Just saying.

Detach the workshop from housing so a FC doesn't have to purchase a house to get a workshop. Switch the cost to purchase a workshop from gil to Company Credits.

If this is simply about nerfing submarine profits/incentive to multi-own then this is the best solution for everyone. Give everyone unlimited access through the Grand Company and detach them from FCs. That's all that needs to be done.

If you want to talk about removing houses from people, that's a different topic entirely and one it seems you're on board with by your earlier messages in this thread.