One free company owns 13 houses in one Empyreum ward on my server.

[Yodada]

Using loopholes = exploiting

Read up on it in the ToS

Obtaining a company petition in Ul'dah, Limsa Lominsa, or Gridania.
Filling out the petition with the company's name and tag.
Get three signatures from three other player characters in the same server. (Level doesnt matter).
Return the petition and pay a 15,000 gil registration fee. Et Voila.
Wait 30 days.

What a shocking exploit. OMFG. The Worlds End is near.

[Garten]

Obtaining a company petition in Ul'dah, Limsa Lominsa, or Gridania.
Filling out the petition with the company's name and tag.
Get three signatures from three other player characters in the same server. (Level doesnt matter).
Return the petition and pay a 15,000 gil registration fee. Et Voila.
Wait 30 days.

What a shocking exploit. OMFG. The Worlds End is near.

you explained creating a guild, not obtaining a house with that guild (that you should not be able to do it if you have already one, like i explained a few posts above)

[Yodada]

you explained creating a guild, not obtaining a house with that guild (that you should not be able to do it if you have already one, like i explained a few posts above)

You doesnt seem to understand the concept of creating an FC to get a House (or more then one if said person wants) isnt an exploit or creating an FC to buy a House breaks the TOS. Same as the person I replied to. Or should I translate it for you in a more appropriate and easier language?