If someone is having a hard time coming up with $10-$20 a month.. then they don't need to be gaming, they need to get their life together. $20 is basically the cost of lunch at a casual food place.. and thats ONE meal... FFXIV is only like $15 per month, for how many hours of enjoyment??

hell donating plasma once pays $75...

I was 13 years old and was able to pay my own Ultima Online subscription, and pay for my own phone line, AND pay for my own internet (around $120 USD per month for a 13 year old)... all from selling candy bars to kids at lunch and mowing lawns