Current state of the residential area's

[Catstab]

a cooldown timer

There is a cooldown timer. You can relocate once per five minutes. It costs millions. No ones doing it as joke.

nobody should be able to instantly swap houses

Again, relocation is never going away unless the timer as a whole goes away. This is a good thing. Read my passage above about how not being able to relocate can kill an FC.

If you disagree with relocation, you don't understand what you're asking for.