player housing should be available to everyone.

[Flay_wind]

The reason we are willing to settle for is because we come from games that have that less (EQ2) or none at all (WoW). I am happy just having rooms to fill with no outside exterior. Even when I owned a house here in eorzea I did very little to the outside. I come from EQ2 where housing is instanced buildings. You click on a door to a room, pay for it and then every month pay a monthly upkeep and the only decorating you get to do is on the inside. You can have people visit as "visitor" and they are only allowed to look. or have someone move in by granting them "trustee" which allows them to model and decorate as much as you.

It was a great system and one I would not mind being mimicked for apartments here in ffxiv. Especially the trustee system to have someone move in. People could still come and see the work that was put in and the only thing I would ask for are bigger apartment sizes.

I came from EQ2 as well. And while instanced or likely because of it, the housing was much more nuanced. It was limited in some things, but one of the major things, is that you could actually resize your furniture. Also almost every book you owned was a housing item and you physically could place them in you house. You could create a lot of amazing stuff with the system.
And then there were proper Guild Halls. Even small ones were the size of or even slightly bigger than FF XIV Large houses. T3 Guild Hall is a huge zone you can decorate to your heart's content and they were sights to behold.