Just had this issue on Diabolos.

Think part of the problem is that players loading seem to takes priority over NPCs and interactables. It's something that has been an issue for me (and my older PC) since the beginning, but it's never really been a matter of time sensitivity like having to do a FATE within X amount of time. I've tried turning off other player names, HP bars, etc., but to no avail, myself.

Just sucks seeing a friend get 28m EXP for a few clicks while I got jack for doing nothing wrong.