I really hope it is made 1 FC, 1 Personal per server per account. Because there really is no need to own 5, 10, 15, or 20 houses; and I highly doubt that the developers intended for one account to own more than 1 (or 2 if you’re the master of an FC) house the way some individuals do (for the record, I have seen the ward on Mateus owned by two players, and the houses are basically nothing more than storage/strangely designed furniture shops). Allow the people that own multiple houses on the same account to pick 1 personal house out of all the ones they own (and 1 FC house, if they’re master of one), and then free up all the other ones so that other people/FCs can own them. Allow for all alts on the account to share the main personal house. Just don’t set any arbitrary limits (e.g., FCs only for Large/Medium); there’s no reason for that.
I really hope they do NOT implement a lottery or bidding/auction type system though. I don’t really like the RNG shift from “are the servers going to crash on you”/“are you going to load in fast enough” to “are you going to be lucky enough for the system to choose you”. Lottery/auction would be fairer (if they made it in such a way that multiple bids for a plot cannot be placed, and the bid is the starting price of the plot), but I still don’t think it’s a good enough solution to the problem that Housing in this game is.
I really would like to see some expansion of the apartments—different size options, balcony options for gardening, AND the option to add tenants so it feels like a better alternative to a personal house. However, I still think instanced housing is the only real way to solve the Housing problems in this game. And, like I’ve proposed before, make the current wards FC only, and make a new ward with all the outward appearance of a neighborhood, but the plots lead to instanced plots (yard included; browsable like apartments and FC rooms are) for personal houses. The more this game grows, the bigger an issue housing is going to be, because even if the developers added 2, 4, 6, or even 12 more wards, it wouldn’t be enough to meet the current demands, much less future demands if the game expands rapidly.