Yeah I pretty much assume all female characters are guys. And you know everyone's defense: I'd rather stare at a (Suggested) female butt for hours than a guys.
It's unfortunate that even now, not many Final Fantasy fans have adopted Ventrilo. I was shocked at how many ladies played Aion. Hell at least 1/2 the legions I joined were run by them. Which by the way is awesome so long as they are level headed.
To the relationship thing. I don't know many people who have dated via a MMO but I do know one kid who has gotten booty calls a couple times. The girls were really cute, he is butt ugly lol go figure O.o