Guilds and housing are NOT connected in any way. Free Company is what is needed for a Free Company housing, guilds are for classes or for a general place to adventures to start the game. This isn't WoW or some other mess, learn the terminology, it's not that hard.
This is a MMORPG and it's not supposed to be EXCITING all the time, it's supposed to be mostly working LONG-TERM towards goals, not just spamming new endgame content until you're bored. If you want to be excited instead of building your character, then place some action game that takes 5-10 hours to complete. Also, have you heard of Achievements? I doubt you even have 5% of them done, get your Achievements to 100% and then come back here and complain. So you have PLENTY to do. If none of that is what you want to keep busy with, then this game might not be for you. The rest of us have plenty to do and enough that if we get bored with one thing, we can do something else. This is an online RPG, you are not meant to rush through the content and try to finish it all quickly, instead use this little word called VARIETY or you will become a bored whiny forum poster. It just really doesn't sound like you understand the gigantic differences between a regular game and a MMORPG, this is supposed to be LONG TERM, as in years of building your character, not just 1 week of doing stuff, 3~ months of boredom and then new content for 1 week, followed by boredom until the next content. You are clearly going about this the wrong way (yes it IS the wrong way, cause I'm nowhere near as bored as you, in fact, I'm on the game all day long and I still have more to do than I could possibly finish for months to come, hell even years and that's with current content.) Wanna know the trick? Stop Doing Same Thing Over and Over, we are humans, evolution has designed us to GET BORED if we constantly do the same thing.
You just seem like those that barely paid attention to the lore and story and probably just spammed the Talk button when doing the sidequests instead of reading and learning about the gaming world that you are going to live in for years. Get invested or give up, that's the best advice you're gonna get for playing a MULTI-YEAR LONG-TERM online RPG.
Really? White Knight? You're still using that old and lame mini-insult? LOLOLOLOLOL