I'm wondering if the housing is so expensive because
a) they don't want too many people bogging down the housing server at once so they made it ridiculous and unobtainable for testing purposes
b) they want to easily catch RMTers
c) once personal housing comes in, they will have used the FC housing as a test and will perhaps adjust the pricing?

I'll just pretend that housing is still in "testing stage" for now and focus on other aspects of 2.1