We anticipate that even with this update, third parties will continue

Quote:

---

Originally Posted by LaylaTsarra

You're the one crying. All you do around here.

---

Did you just say that after 2 people went full baby mode on me for saying "SE is a small indie company" ?

Please get help lmao

Quote:

---

Originally Posted by Renalt

Can't I do both? At the same time? Wait...can I? I must test this.

---

Well then it's even more of a win win, because it'll take less time to pee!

Quote:

---

Originally Posted by Kaoru_Nagisa

WoW is the go-to scapegoat.

Which is funny, considering that - especially now, having gotten into WoW thanks to a friend's recommendation - it's abundantly clear Yoshida 'saved' 1.0 by literally just copy-pasting a ton of things WoW did. Beyond simple "taking inspiration", just full on yanking out WoW systems (and somehow making them worse more often than not). This entire game was genuinely built as an attempted WoW clone in a FF skin, so people bringing WoW up as the big bad evil just makes me laugh nowadays.

---

Except it's not an outright WoW clone. There are significant differences between FFXIV and the WoW of 2012 (when FFXIV 1.0 was being burned down to be rebuilt into ARR).

Probably the most clonelike part would be tomestones = Valor Points/Justice Points. Valor Points would be the current Causality. Justice Points would be the current Astronomy. And I'm honestly glad they did it. I like knowing that even if I'm not getting lucky from the loot chests, I will be able to buy an item of my choice to fill in what I feel is my most pressing gear need.

WoW got rid of Justice Points in MoP, and phased out Valor Points over the course of that expansion to move into an entirely RNG based gearing system (since crafted and rep gear was useless). And players have hated it. Never knowing if they'll get what they need, losing their raid spots because they didn't get the right trinket drop but someone else did.

I know a lot of players find this gearing system boring but at least it means you don't have to worry about losing your raid spot because of simple RNG.

Quote:

---

Originally Posted by Stormpeaks

Square Enix is a small indie company guys please understand, dont forget to keep buying items off the mog shop so you can fund the anti-RMT system that will never happen because its impossible to stop RMT, and please stay tuned for the next "fixes to RMT" that will only bother the players and not the RMT'ers.

---

Quote:

---

Originally Posted by DPZ2

You're welcome, World of Warcraft shill-of-the-week.

---

I personally don't like WoW, but I'm not sure why it's treated as some bogeyman. Why does being critical of SE make you a WoW shill? Perhaps I'm missing some context here but it seems really weird to just assume that not liking this change means you shill for WoW. From what I'm seeing here (again, might be missing context) Stormpeaks didn't even mention WoW so not sure why it's being brought up.

Quote:

---

Originally Posted by Stormpeaks

Square Enix is a small indie company guys please understand, dont forget to keep buying items off the mog shop so you can fund the anti-RMT system that will never happen because its impossible to stop RMT, and please stay tuned for the next "fixes to RMT" that will only bother the players and not the RMT'ers.

---

So then what's the solution since you're so smart? How does SE deal with this issue of charge backs n such?

And I don't want hear the typical "not my job to figure it out".

Oh and before you twist this (as you do often) I've never once stated their current course of action is good or bad. So I don't want to see another "oh yur defending everything" lie here either

Quote:

---

Originally Posted by IkaraGreydancer

So then what's the solution since you're so smart? How does SE deal with this issue of charge backs n such?

And I don't want hear the typical "not my job to figure it out".

Oh and before you twist this (as you do often) I've never once stated their current course of action is good or bad. So I don't want to see another "oh yur defending everything" lie here either

---

Not getting paid to do their job am I ? They have more than enough money to figure out a plan that doesnt involve screwing all the people who gift to their friends and their fc friends/family.

A good start would be to ban the 35 lalas that are under the ground in Limsa as of right now on Phantom, those people are not legit players.

Quote:

---

Originally Posted by SenseiMaria

Is this one though?

The money they were losing from the chargebacks was magnitudes higher than the amount they would lose by implementing this solution in the short term. And if the multiple sources about Visa looking into them are true, they didn't have much time to work on a proper solution and effectively needed to get one out the door ASAP, thus had to go with the solution that would be quickest to implement without having to meticulously go over every single potential loophole. From a pure business standpoint, they can afford to temporarily annoy people in their fanbase for a short bit in order to crush the RMT vendors outright while they work on the actual solution.

Regardless of how players feel about it, the current solution is literally the furthest thing from a mistake to Square.

Especially since you fail to realize.that consumers, by far and large, are extremely forgiving and in the moment. 'Oops, we messed up! tee-hee' from Square in a few days/weeks time when they have the proper solution built and tested will instantly restore favor to 99% of annoyed people. Even in your new coke scenario, the moment coca-cola brought back the old recipe, their sales skyrocketed. and everyone forgave them as though nothing happened. New coke wasn't even a mistake for the company, it was literally one of the best marketing campaigns in history, completely by accident. If you wanted to cite a corporate mistake that had actual negative effects, I would have personally gone with Subway's 'not actually footlong' or 'their bread is classified as a desert in Ireland due to the amount of sugar in the recipe'.

If nothing else, just take a look at Blizzard's track record and how the vast majority of their consumers keep coming back to the new shiny thing, when every single game they've released lately has just been riddled with controversy.

"Diablo Immoral was ultra bad in its monetization, but Blizzard has totally learned their lesson and will make Overwatch 2 totally fair, right guys? I'm gonna buy day 1!"

https://i.imgur.com/Fy4eLWN.png

*Que sad trombone*

---

You are wrong.
It IS a mistake
You spoke about the 'easiest ti implement solution.
But they took down the shop while working on this solution. Which means they paused the issue to give themselves time.
Hell, In my response to Ikara Greydancer below I will repeat a solution I mentioned earlier in this thread. A solution other game companies have used, and that had better results.
So, other, just as easy to implement, solutions exist, that woulds have had a better impact. They chose a poor one.

Quote:

---

Originally Posted by IkaraGreydancer

So then what's the solution since you're so smart? How does SE deal with this issue of charge backs n such?

And I don't want hear the typical "not my job to figure it out".

Oh and before you twist this (as you do often) I've never once stated their current course of action is good or bad. So I don't want to see another "oh yur defending everything" lie here either

---

A better solution?
Here is one of my earlier posts.

Quote:

---

Originally Posted by KremlinKOA

I am saying their error is choosing the wrong solution.

In this case. Consider instead simply restricting the ability to purchase gifts to those accounts that have had a OTP for at least 30 days.

Sure, new accounts are restricted from gifting. But the ability for Streamers, Content Creators, FC leaders and RP social hub operators to continue their prize systems, and other use of gifts, would continue unhindered.

It would also solve the 'account got hacked and used for RMT' issue

As OTP and 2FA have proven the single most effective defense against such things.

SE chose a poor solution that carries negative effects, both for them, and for the players.

---

That solution requires less coding ti implement, and would provide superior protections to SE against hacked accounts being used for RMT

Quote:

---

Originally Posted by Stormpeaks

Not getting paid to do their job am I ? They have more than enough money to figure out a plan that doesnt involve screwing all the people who gift to their friends and their fc friends/family.

---

Ahhh...so you use that response anyways...
I'm actually convinced you're a troll now. Why is it NOW you aren't getting paid to fix an issue so you're not speaking on it...yet on any other topic you're QUICK to talk about what needed to change and how. Sounds to me like you don't actually have a fix/idea for this and want to look cool by spouting bull. Do better

Edit: Not like anyone would want to be missed by you. Come on now xD

Quote:

---

Originally Posted by IkaraGreydancer

Ahhh...so you use that response anyways...
I'm actually convinced you're a troll now. Why is it NOW you aren't getting paid to finance issue so you're not speaking on it...yet on any other topic you're QUICK to talk about what needed to change. Sounds to me like you don't actually have a fix/idea for this and want to look cool by spouting bull. Do better

---

Alright buddy, the person above responded to you, you should respond to him ;)

Also if I'm a troll please block me lmao, dont worry I wont miss you

Quote:

---

Originally Posted by KremlinKOA

You are wrong.
It IS a mistake
You spoke about the 'easiest ti implement solution.
But they took down the shop while working on this solution. Which means they paused the issue to give themselves time.
Hell, In my response to Ikara Greydancer below I will repeat a solution I mentioned earlier in this thread. A solution other game companies have used, and that had better results.
So, other, just as easy to implement, solutions exist, that woulds have had a better impact. They chose a poor one.



A better solution?
Here is one of my earlier posts.


That solution requires less coding ti implement, and would provide superior protections to SE against hacked accounts being used for RMT

---

Maybe I'm understanding you wrong but how does that put a stop to exciting longstanding accounts from doing this?

Quote:

---

Originally Posted by Padudu

I mean the first one to throw a fit over "SE indie company" meme was DPZ and then in true karen fashion Sassy says it's not funny, yet the one is crying is Stormpeaks? lul. Oh no someone said SE is an indie company, better call them a WoW shill like that's also not a dead meme at this point.

I guess we can all make it fair and say we're all crying tho bcos I like the lil piss fight that's going on here

---

They're both just trolling stormpeaks. I've had them on ignore for quite some time, lmao. No point in feeding the trolls.

Quote:

---

Originally Posted by kpxmanifesto

They're both just trolling stormpeaks. I've had them on ignore for quite some time, lmao. No point in feeding the trolls.

---

They really are lmao, tbh I'll probably do the same and just put them on ignore, at this point it's getting boring

Quote:

---

Originally Posted by Stormpeaks

Are you good in your head ? Lmao, in what world am I a world of warcraft shill ?

---

Your handle on this forum is literally "Storm Peaks".

You're as much a Warcraft Shill as I am a White Knight.

Quote:

---

Originally Posted by DPZ2

Your handle on this forum is literally "Storm Peaks".

You're as much a Warcraft Shill as I am a White Knight.

---

Yes my nickname on the forums means I shill for world of warcraft.

To the ignore list you go, good riddance

Quote:

---

Originally Posted by Stormpeaks

They really are lmao, tbh I'll probably do the same and just put them on ignore, at this point it's getting boring

---

Learn what a troll actually is. Look at my post history and you'd see I'm clearly not a troll. I'm bringing up actual points and have never once claimed im always correct. Have never once called folks who disagree with me haters or anything like that. But I'm a troll...right.
You on the other hand spend most of the time attacking n taking shots. Oh not to mention lying on people.

I've even tried to help yall reach the devs by suggesting better ways to offer criticism but I'm a troll...oke bud

Quote:

---

Originally Posted by Stormpeaks

Yes my nickname on the forums means I shill for world of warcraft.

To the ignore list you go, good riddance

---

That's what MMO tribalism will do to a person, lmao. Just because you dared to say something negative about FFXIV, you're undeniably a hardcore supporter of a competing video game. You can't expect to reason with a person who thinks like that.

Quote:

---

Originally Posted by kpxmanifesto

That's what MMO tribalism will do to a person, lmao. Just because you dared to say something negative about FFXIV, you're undeniably a hardcore supporter of a competing video game. You can't expect to reason with a person who thinks like that.

---

Just aint worth the time :p

Quote:

---

Originally Posted by KremlinKOA

But they took down the shop while working on this solution. Which means they paused the issue to give themselves time.

---

Just a minor correction, the shop was still useable from the post in Sept til the latest maint, you just couldn't gift anything. That was the only thing taken out.

"In preparation for a renewal of the Online Store gift code purchase feature scheduled for late October, gift code purchases will be temporarily unavailable starting from the maintenance of September 27 and lasting until the renewal is completed." (source, emphasis mine.) People could still use their money to buy things, they just couldn't gift anything. The gifting part was what they paused to rework, not the entire store.

Quote:

---

Originally Posted by kpxmanifesto

Just because you dared to say something negative about FFXIV

---

By "something negative" are you referencing "White Knight", or "Small Indie Company", or anything to do with what I've actually posted when it wasn't an exasperated call to stop using "Small Indie Company" because that particular phrase has never been true, and it's now gotten so old it's eligible for Social Security?

Quote:

---

Originally Posted by DPZ2

By "something negative" are you referencing "White Knight", or "Small Indie Company", or anything to do with what I've actually posted when it wasn't an exasperated call to stop using "Small Indie Company" because that particular phrase has never been true, and it's now gotten so old it's eligible for Social Security?

---

Listen man, YoshiP won't give you the headpats you want for defending precious multi-billionaire company from being called a "small indie company" for the umpteenth time.

Quote:

---

Originally Posted by kpxmanifesto

They're both just trolling stormpeaks. I've had them on ignore for quite some time, lmao. No point in feeding the trolls.

---

wdym, I love inciting people, I'm good at it.

Quote:

---

Originally Posted by IkaraGreydancer

Maybe I'm understanding you wrong but how does that put a stop to exciting longstanding accounts from doing this?

---

Okay, fair question, as I didn't make that part explicit.

It works in 2 parts.

1: Those RMTers who acquire their dodgy codes through hacked accounts will be stopped immediately, as OTP/2FA accounts don't get hacked readily enough for it to be practical.
2: As for those using stolen Credit Cards on their own account. Being able to track where the gifts went, means as soon as a chargeback occurs, the account gets banned. Which means to get a new account going, they need to
--A: Buy a new copy of FF14.
--B: Buy a new phone SIM card (Yeah we can link phone numbers to accounts, after all)
--C: C buy a month of Subscription time
--D: Wait 30 days before being able to send out new gifts.
These costs, and delays, are designed to move the setup from 'profitable' to 'unprofitable' and encourage the RMT CC faudsters to use another game as their laundry.

In the end, it's all about making friction to discourage people from using FF!$ as their method to clean their stolen money.

But best solutions will putr more friction on the fraudsters than on honest players.

Quote:

---

Originally Posted by Padudu

wdym, I love inciting people, I'm good at it.

---

Ahahaha, fair enough.

Quote:

---

Originally Posted by KremlinKOA

Okay, fair question, as I didn't make that part explicit.

It works in 2 parts.

1: Those RMTers who acquire their dodgy codes through hacked accounts will be stopped immediately, as OTP/2FA accounts don't get hacked readily enough for it to be practical.
2: As for those using stolen Credit Cards on their own account. Being able to track where the gifts went, means as soon as a chargeback occurs, the account gets banned. Which means to get a new account going, they need to
--A: Buy a new copy of FF14.
--B: Buy a new phone SIM card (Yeah we can link phone numbers to accounts, after all)
--C: C buy a month of Subscription time
--D: Wait 30 days before being able to send out new gifts.
These costs, and delays, are designed to move the setup from 'profitable' to 'unprofitable' and encourage the RMT CC faudsters to use another game as their laundry.

In the end, it's all about making friction to discourage people from using FF!$ as their method to clean their stolen money.

But best solutions will putr more friction on the fraudsters than on honest players.

---

Huh I see. That does sound like a solid choice to make. Ofc we wouldn't know 100% that it'd do the trick but I'd say it's worth a shot. The current move feels more like a placeholder decision til they have a more solid plan. Can't say I'd like to be getting hit with chargebacks like that lol

Also I meant to say existing not exciting xD

Quote:

---

Originally Posted by IkaraGreydancer

Huh I see. That does sound like a solid choice to make. Ofc we wouldn't know 100% that it'd do the trick but I'd say it's worth a shot. The current move feels more like a placeholder decision til they have a more solid plan. Can't say I'd like to be getting hit with chargebacks like that lol

Also I meant to say existing not exciting xD

---

Not 100%, but this wasn't me being insightful or original.
I cribbed this idea from things other game companies did that was effective.
So it should be effective here.

Quote:

---

Originally Posted by KremlinKOA

Okay, fair question, as I didn't make that part explicit.

It works in 2 parts.

1: Those RMTers who acquire their dodgy codes through hacked accounts will be stopped immediately, as OTP/2FA accounts don't get hacked readily enough for it to be practical.
2: As for those using stolen Credit Cards on their own account. Being able to track where the gifts went, means as soon as a chargeback occurs, the account gets banned. Which means to get a new account going, they need to
--A: Buy a new copy of FF14.
--B: Buy a new phone SIM card (Yeah we can link phone numbers to accounts, after all)
--C: C buy a month of Subscription time
--D: Wait 30 days before being able to send out new gifts.
These costs, and delays, are designed to move the setup from 'profitable' to 'unprofitable' and encourage the RMT CC faudsters to use another game as their laundry.

In the end, it's all about making friction to discourage people from using FF!$ as their method to clean their stolen money.

But best solutions will putr more friction on the fraudsters than on honest players.

---

The phishing scams exist precisely to have a way to get into accounts protected by OTP/2FA. We see players fall victim to those frequently.

I don't know if it's still required but at one time the cash shop was requiring account verification to get entered twice - once to select items to be purchased then again to make the purchase. As annoying as it is to players trying to make a purchase, it does prevent fraudulent purchases from being made on a compromised account with OTP. The thief might get in the first time but the OTP would no longer be valid by the second time it has to be entered.

Without a second verification needed, it's easy for the thief for load up a cart, move to the account verification page and wait for the dumb player to enter their information into the phsihing website to capture and enter into the purchase website.

The credit card and retail industries together need to step back and see what can be done to get compromised payment methods under control. So much gets done online today that it's hard to say if any of them are properly identifying anyone. Should all payment methods themselves now requires OTP/2FA for all online transactions? The 3 digit CVN they tend to rely on for credit card transactions is not truly a form of identification. It's merely confirmation that someone knows the number for that particular credit card number and not that they have possession of the card or are the card's actual account holder.

That brings up the question of how all these fraudulent credit card transactions are occurring in the first place (assuming it's credit card and not other payment types at the root of the problem). While databases are storing the payment information, they should not be storing the CVN. How are payments getting initially approved for online transactions if the correct CVN isn't being submitted?

Quote:

---

Originally Posted by Jojoya

The phishing scams exist precisely to have a way to get into accounts protected by OTP/2FA. We see players fall victim to those frequently.

I don't know if it's still required but at one time the cash shop was requiring account verification to get entered twice - once to select items to be purchased then again to make the purchase. As annoying as it is to players trying to make a purchase, it does prevent fraudulent purchases from being made on a compromised account with OTP. The thief might get in the first time but the OTP would no longer be valid by the second time it has to be entered.

Without a second verification needed, it's easy for the thief for load up a cart, move to the account verification page and wait for the dumb player to enter their information into the phsihing website to capture and enter into the purchase website.

The credit card and retail industries together need to step back and see what can be done to get compromised payment methods under control. So much gets done online today that it's hard to say if any of them are properly identifying anyone. Should all payment methods themselves now requires OTP/2FA for all online transactions? The 3 digit CVN they tend to rely on for credit card transactions is not truly a form of identification. It's merely confirmation that someone knows the number for that particular credit card number and not that they have possession of the card or are the card's actual account holder.

That brings up the question of how all these fraudulent credit card transactions are occurring in the first place (assuming it's credit card and not other payment types at the root of the problem). While databases are storing the payment information, they should not be storing the CVN. How are payments getting initially approved for online transactions if the correct CVN isn't being submitted?

---

Those Phishing sites you mentioned? They can be designed to get CVNs

The scams are usually around falsely claiming debts and guiding the victim to the phishing site to 'pay what you owe' by credit card.
Since such transactions would expect the CVN they can put a request for it in the website. BTW am Providing this level of detail about the scams to help readers defend against them but hopefully not enough detail to let someone run one.

Interestingly, my suggestion provides a defense against that, because it gives the card owner 30 days to realize they were scammed, and report their card stolen.

Quote:

---

Originally Posted by AnnRam

Just transfer the money to your friend and they will get it on the shop, what's wrong with your people overacting with this? SE its always right and they made the best game ever in the history of MMO'S

---

So, your solution is to create RMT where RMT didn't exist before? For a problem that was created by RMT. Also, this is not as easily said and done if your friend is from another region with different currency exchanges and bank fees involved.

I feel like there could be easier safeguards then just gutting the store exchange.
* use the existing system to check whether the chosen recipient already has the item prior to the transaction end
* rather than sending the item directly to a mailbox, require a handshake by making the recipient log into their mog station account to accept or reject the gift. Item isn't charged to the gifter's card until it is accepted. There can be a time frame for how long they have to accept it before the transaction is cancelled
* limit the amount of items which can be gifted in a day
* Don't run promotions unless they can be run in all regions simultaneously
* Increase the duration required for friendlist registration required

I'm curious how gift cards work? I've use time cards and sent the code to a friend and have done that quite a bit but with gift cards it seems they want the persons email to send it directly to them. Are there gift cards where you simply get a code like a time card that you can dm in game or on discord etc. I prefer not to be asking for personal emails and so on.

Quote:

---

Originally Posted by hydralus

Oh no, how will RP venues be able to lure people to attend their crappy openings if they don't have cash shop items as prizes?

---

Seconded. It's so strange how this Second Life stuff came to be, and it's eerie how some people are claiming that this behavior- the RP venues and "giveaways and DJs and 'Gamba' and 'Auctions-'" has been a part of this game's "community," as if it were normal and not outsourced. I understand that the people who enjoy this/these activities will give me flak, but the activities and processions in question are what I heavily despise. Flooded chat anywhere you go full of the same schlock, flooded Party Finder of the same schlock; you see one venue "pop up" but then there's five more, etc.. Every single one of them advertising ToS-breaking activities each and every time. I've stopped reporting them as they show up on my screen because there's always five to replace the one, and that's if anything is done to correct it. RP is fine, finding others to RP with is fine, but I'm so sick and tired of it persistently being shoved into my face at every turn. I refuse to "turn off a chat channel" to be free of it, also.

Besides this, the players who want to "do giveaways" need to make do: resign yourselves to using in-game-based rewards or motivations. It may not be the same as what you once had, but with a little time and a smile, it can be tested to reasonably function. Perhaps it would also serve to spark creatives' brains to search for more than one way to do things. It's fun to give and it's fun to receive. Surely, together with your friends or FC mates or Sprout constituents, most groups can start a new page and take after the other in a less flagrant, recrudescent way; perhaps, too, a few more players might take to the in-game world a bit more.

To those who aren't a part of nuSecond-Life-notXIV: I'm sorry. It really was too easy to buy something, get the code, and copy/paste the code to a friend over Discord or email. I know you've probably already thought of such, and it may seem impersonal, but money-sending programs like Venmo or etc. may be the best bet here, but the point of the gift is the thought behind it and not what it is or how it's delivered (for example, sending someone actual cash or via Venmo. It really is the thought that counts.) I understand that it's different and that given it's a change with what seemed normal, it sounds offensive and lesser, but hopefully the recipient and the donor both can understand this change and make do.

Quote:

---

Originally Posted by LaylaTsarra

I'm curious how gift cards work? I've use time cards and sent the code to a friend and have done that quite a bit but with gift cards it seems they want the persons email to send it directly to them. Are there gift cards where you simply get a code like a time card that you can dm in game or on discord etc. I prefer not to be asking for personal emails and so on.

---

Paysafecard maybe. You can paste a 16 digit code to someone, and they can redeem the code and get the cash.

I say maybe, as I have to try it and see if the unregistered account can buy on the store.

Quote:

---

Originally Posted by Jojoya

I don't know if it's still required but at one time the cash shop was requiring account verification to get entered twice - once to select items to be purchased then again to make the purchase. As annoying as it is to players trying to make a purchase, it does prevent fraudulent purchases from being made on a compromised account with OTP. The thief might get in the first time but the OTP would no longer be valid by the second time it has to be entered.

---

Yes, you are asked for the password again, but it's more...

Unless it's different for NA players, there is no option in the cash shop to save a card number. Every single buy you need to manually enter your credit card, name, expiry date and cvv. This is verified by the payment processor in an Interstitial screen - In my case, I see my own bank's falcon site appear after I enter the details and press continue

https://i.gyazo.com/30cd96677c9f3ffc...1f944802e1.png

Quote:

---

Originally Posted by Shibi

Unless it's different for NA players, there is no option in the cash shop to save a card number

---

NA mog store is the same.

Quote:

---

Originally Posted by DPZ2

NA mog store is the same.

---

ty :)

So, it seems the suggestion "using phished FF accounts to buy codes" and "there was a hack on ff accounts using common passwords" are moot for code buying. (although valid for gil stealing)

Leaves it as stolen credit cards from Gramps Jones in Tennessee who believed the nice man from microsoft was going to fix his computer online - or companies like AT&T being hacked and their payment databases being stolen.

Quote:

---

Originally Posted by Shibi

ty :)

So, it seems the suggestion "using phished FF accounts to buy codes" and "there was a hack on ff accounts using common passwords" are moot for code buying. (although valid for gil stealing)

Leaves it as stolen credit cards from Gramps Jones in Tennessee who believed the nice man from microsoft was going to fix his computer online - or companies like AT&T being hacked and their payment databases being stolen.

---

Not always if those compromising the account have also compromised credit card information from whatever source.

What information is being asked as a form of verification? Name on card. CVN. Just about any piece of information used to verify identity would likely be in that compromised database. All the scammers need to do is find a compromised card with the same name/very similar name and they're good to go. We don't know how close a name match is being required to make a purchase. Those with less common names would be safer than those with common names.

Quote:

---

Originally Posted by Jojoya

Not always if those compromising the account have also compromised credit card information from whatever source.

---

That was my point, because a lot of people (not you) are saying that if your account is stolen the thieves can bill to your credit card.

If someone hacks your account, they can't use *your* card to buy codes.

Yeah but doesent a class skip or a story skip become pointless then? If somebody is in endwalker or is a level 90 class arent the skips pointless. So those kind of contradict there entire statement.

Friend wanted to buy me the new mount for my bday and couldn't. This change sucks SE. It does nothing but, punish honest players. :(