I felt the need to comment on the upcoming changes to billing methods.
I understand that you are trying to save money by contracting with another company to handle credit cards in the US, but you have alienated a large amount of your playerbase by choosing Click&Buy as your partner. They have overwhelmingly bad reviews wherever I have checked, and they do not allow credit cards to be used from a LARGE number of countries that were formerly allowed using the old billing system, including my own. I am a US citizen with a US account, but moved to Korea several years ago. I had no problem registering my new Korean credit card to pay for my 3 accounts using the old system, but that option is now removed from me with these changes.
I will be forced to use PayPay via UltimatePay, it is the only service you allow that can take my credit card now. By using PayPal, I must buy Crysta every month, there is no recurring payment system for me. I also cannot buy Crysta for exactly the amount I will need, I will have to overpay and leave a small amount of Crysta in my account to "roll over." Japanese players do not have this limitation, they can pay for exactly the amount of Crysta they need, or they can still pay via credit card directly with recurring payments.
I may be forced to cancel all 3 of my accounts over this billing issue, and I know for a fact that I am not the only one. All over the forums that I read, official and unofficial, there are people who have already cancelled, and many more plan to cancel soon. We are your customers, but this change seems designed to make us angry and make it much harder for us to give you our money.
Please add the option to continue paying you directly on a recurring basis if we are using credit cards already allowed under the current system. If this is not possible, please make it possible to buy Crysta in the exact amounts we need and on a recurring schedule.
On another note, I still cannot access FFXI directly from my Korean IP address. I must pay an extra $60 a year for a VPN service to play this game, and only this game. If I am forced to pay extra for Crysta every month because of your odd bulk amounts, my husband WILL force me to cancel our accounts. Perhaps it is time to remove the region block from your servers, since RMT is largely dead in this game. There are far more people participating in RMT within the US and Europe than ever did from Korea. I might even start playing FFXIV if the region block was removed...