Apologizes for my misunderstanding of your statements. You wanted to rant, not ask for solutions. I was speaking specifically about your subscription money. Like everyone else that has magically had their account compromised, they had to wait for them to finish the investigation of the account. If you think its unethical and illegal, you are free to contact some legal representation. Good luck with all that.
I'll just leave this
here for your perusing pleasure. You'll want Section 4, subsection 7 (4.7) and Section 10. This is that thing you agreed to but didn't read, like the rest of us.