Originally Posted by
Zfz
For 2.0 it was true, and then later on it was true for latecomers who joined nearing Heavensward because they didn't have any time to accumulate wealth before 3.0 went live. Remember back in 2.0 mobs didn't drop gil. If you wanted gil, your options were: Leves, FATEs, the few coffers in dungeons that gave allagan coin pieces, or you needed to sell stuff on the market board. If you only went through the quests and didn't "grind" any of those gil sources, then you'd be sitting with more or less 400k.
I still remember back when the very first pre-relic weapons were being listed on the market board for my server (Tonberry at that time), they went for 500k each, and it was more than my whole worth.