Hopefully Helpful Ideas ^^"
See i had a few ideas for this, to start off i do agree on the idea of 1 house per account, only it should be 1 house per server (this doesn't include FC housing) because there are people who play on different servers. In addition to only owning 1 house per account, per server, all characters on that server should gain access to that house.
Now onto what ideas i have.
Private Housing for Medium and Large houses should be taken away, these should be left for FC's. Now i know people will hate that idea, i personally would love to have owned a Medium for myself and a few friends, but i understand that it's just greedy, and owning a mansion to yourself is even greedier.
That being said though people want more room, so why not add an upstairs to the small houses, giving players a little bit more space without going overboard.
Hopefully Helpful Ideas ^^" (Continued)
Next would be the Apartments, they aren't really much to desire, they are the same size as an FC private room but costs 200k more? Why?
I feel to justify that price they should perhaps add a second floor, or maybe even add little garden area like a balcony. This would tackle the problem of players buying houses just for gardens.
Adding housing instances, i.e Free Companies get like a ward sized area to build what they want, it would have 1 large plot for the guild hall, mediums and smalls for building anything else like shops, cafes, personal housing, etc. Players outside the FC's would still be able to visit, using the same rules as apartments/housing, FC leaders can choice to open their ward to other players or keep it private and only for FC members.
Another idea would be to have plots were we can decide on the size of housing (restricting single players to perhaps smalls and mediums).
Hopefully Helpful Ideas ^^" (Continued Again)
Add more Mansions into wards, or perhaps make Personal Housing Wards and FC wards. This way players can still buy a personal house and there would be less complaining... i hope.
And my final idea, Remove personal housing all together, only give individuals the option of FC Private Rooms or Apartments (again though make the Apartments more to desire)
So there is my ideas, i know some are going to upset/annoy people, but u can't make everyone happy, all u can do if find a happy medium =)