Jeanna, you are a really nice person and skilled player in the game. I'm sorry this has happened to you and your ls. I did a few things with you guys previously and could see how this is devastating to your group of friends.
Unfortunately for me, I went to subscribe since the free week was ending today. I got hit with a 601. I googled 601, since there was no real information given.
I discovered an answer stating that it's usually when the billing address is incorrect. So I checked mine and found it was out of date. I corrected it and started getting 401 errors. Anyone following this thread knows what that entails and that I, of course, assumed I had incorrectly entered my credit card. So I entered it again. And a 3rd time. I scratched my head.
I tried my other credit card. Still denied with 401.
I browsed around and found I'm likely screwed from enjoying XI any time soon. A very large bummer, as not only was I going to return, but my significant other as well.
The very least Square can do before making other options available is EDITING THE ERROR TEXT TO MAKE IT LESS ESOTERIC. Please do so shortly so that more players aren't affected by this backwards system we are stuck using.
EDIT: And here's the really stupid thing. After reading about this issue for the past few hours, I came upon a few posts urging people to simply try buying Crysta through Internet Explorer, with no Add-Ons running. It worked like a charm first time. I was hesitant because I had received a few 401 errors and didn't want to block myself for 30 days. However, this all seemed ridiculous since I had paid for the game with this same card previously with no issues.
I noticed when I payed via IE, a GlobalCollect animation appeared that I did not see in Chrome.
Evidently, this error can happen when the server receives an incorrect value from the web browser. Why it's lumped together like it is with other issues is beyond me.
So if you are not seeing that animation appear, give a bare bones browser a shot.

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