I don't view it as "harmful to performance", it's making a choice. I use steps a lot in incursion and always cap def down in incursion. I never feel it's "harmful to my performance" because it seems that it's dmg increase in the long run.
In delve I only use 1 step or I don't use it at all, because the NM dies in less than 30 sec so it doesn't seems to worth the effort to cap it.....by the time I cap it's dead already.
If you have no penalty for using it, then you'd just cap steps in all situations, instead of making a choice between lv 5 steps or lv1 or no steps.
The actions in FFXI also takes no time to execute, it's just that you can't do anything after you execute it.
If I remember correctly, in FFX you make a choice first, then depending on the action you pick, you may have to wait longer for your next turn.


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