WoW, that is what tin foil hat thinking is. And honestly sto saying "if i quit" yada yada. Crysra is good on your account for 2 years. And even though ffxiv is currently not charging the player base. You still need to select a payment option. More or less the complaint in ffxiv was Click and buy was hard to set up. No one did tin foil hat thinking about "shady" stuff. Honestly like I said use the system to your advantage. buy cysta closest to your current fee. The points work on the dollor not cents. You guys really pulling complaints out of thin air. Have you guys actually used this style of payment? Or you just complaining for complaints sake? I'm on a fixed income and prob only way I can pay for ffxi and ffxiv once they charge is from unemployment. If you think your going to quit, just do not used cysta.
Consider this, you can't get refunded for mmo period, if you quit say after 7 years of paying for 3 characters. That is a good $1K+ you wasted. Also if you care so much for $1-$5 maybe mmo not 4 u.