My Issue, is ClicknBuy is not located in the United States, my Bank refuses to send money to companies located outside the US because it causes with issues with trying to get money back in events of Fraud.

Therefore, my only option is Crysta and like everyone said, Crysta is a horrible idea, its like Microsoft points, no matter how much you try, the balance never gets down to 0$ and the consumer gets ripped off in the process, horrible idea.