So, who doesn't plan on jumping through hoops to play FFXI after this Click-and-Buy SE account transfer goes through?
If the option to pay with existing credit card info (added before the 3-d secure requirement) is removed, I know that I personally am not willing to utilize a third party card handler, nor am I going to utilize a payment method (Crysta) designed specifically to bleed customers of a little bit of extra money each month.