Easier Payment Options (08/23/2011)

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Originally Posted by Alhanelem

It absolutely can be considered, unless your reason for threatening to quit has nothing to do with the payment system. Because if it does have to do with the payment system, the amount of money you will have paid when it is implemented is exactly $12.95 for each month- because so what if you paid $15 this month? When the system is implemented, you will be able to pay $12.95 - $(Remaining balance) and everything will be evened out. You will not have overpaid for anything, because you made up for it with an underpayment.

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I'm not threatening to quit, I'm just using it as an example. Things that do not exist cannot be considered. Didn't they teach that in like second grade?

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Originally Posted by Romanova

This update said nothing that I saw about the two year expiration on crysta, so as it currently stands you are incorrect.

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There is no Crysta expiration, at least not in the US; and since this payment system change will be implemented in a matter of months, not years, any possible expiration date on your crysta is irrelevant.

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Things that do not exist cannot be considered.

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Things that are being implemented CAN be considered. It's your personal choice not to consider it, not a rule.

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Originally Posted by Maacha

There is an additional fee, but it is small. I tried to do this earlier today, and it was asking for an additional $1.xx on a charge of $100 for Crysta. I was willing to do it, but they wouldn't take any of my credit cards >.>

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I'm not really interested in paying for 7 months in advance, though. Do you know if it's a flat fee or based on the amount of the transfer?

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Originally Posted by Alhanelem

There was no fee for me when I added Crysta. Are you from outside the US?

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I tried the new direct credit card payment via Playspan/UltimatePay today, and this is what I saw:

http://images.bluegartr.com/bucket/g...18c1dd5771.jpg

When I chose Paypal, there was no additional fee, it just listed $100. And again, I could not complete the transactions, for some reason it kept getting rejected by either Playspan, or SE, or Paypal... I have sent email to the support centers of all 3 to try to find out why.

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Originally Posted by Alhanelem

There is no Crysta expiration, at least not in the US; and since this payment system change will be implemented in a matter of months, not years, any possible expiration date on your crysta is irrelevant.

Things that are being implemented CAN be considered. It's your personal choice not to consider it, not a rule.

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http://www.square-enix.com/eu/en/acc...ta/charge.html Here ya go, bottom of the page where crysta expires...

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Originally Posted by Alhanelem;177252[b

]There is no Crysta expiration,[/b] at least not in the US; and since this payment system change will be implemented in a matter of months, not years, any possible expiration date on your crysta is irrelevant.

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http://www.square-enix.com/eu/en/acc...s/time_img.gif

on the EU site, so you are still incorrect. You can't just be like "Oh, well that's just for the Euros." Don't be a nub. Americans aren't the only people who play.

And yes it's still relevant, I am already at 1 year on my crysta because I put it in back when ffxiv came out before finding out it was going to be on this eternal beta bs. And now Blizz is going to be bringing in the Deathwing raid soon so I stopped sooner than I expected on FFXI to get ready for it. Between that and KoTOR and Diabolo3, it's is an extreme possibility we are losing out on $60. (husband and I both bought $30 worth of crysta last year).


Just because it isn't relevant to you, doesn't make you magically right.

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Originally Posted by Maacha

I tried the new direct credit card payment via Playspan/UltimatePay today, and this is what I saw:

http://images.bluegartr.com/bucket/g...18c1dd5771.jpg

When I chose Paypal, there was no additional fee, it just listed $100. And again, I could not complete the transactions, for some reason it kept getting rejected by either Playspan, or SE, or Paypal... I have sent email to the support centers of all 3 to try to find out why.

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Yeah, I just checked the payment page, and there was no (+$X.XX) there for me. It may have something to do with your location.

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http://www.square-enix.com/eu/en/acc...s/time_img.gif

on the EU site, so you are still incorrect. You can't just be like "Oh, well that's just for the Euros." Don't be a nub. Americans aren't the only people who play.

And yes it's still relevant, I am already at 1 year on my crysta because I put it in back when ffxiv came out before finding out it was going to be on this eternal beta bs.

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Well, unless they put the notice on the NA site, it is indeed "only for the euros." But even for you, no it is not relevant, because you still have another year before it supposedly expires, and they will implement this system long before that.

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Just because it isn't relevant to you, doesn't make you magically right.

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It's not just irrelevant to me, it's irrelevant to anyone else who is going to continue to play this game. Since you will be able to pay the exact amount you need, you will no longer have to deal with leftover crysta or worry about it expiring.

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it's is an extreme possibility we are losing out on $60.

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I can't comment on the crap that is Diablo III (lolrealmoney auciton house and permanent connection required for singleplayer) but for FFXI you will most certainly not be losing out on any money as long as you have already chosen Crysta as your payment method.

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Originally Posted by Lago

I'm not really interested in paying for 7 months in advance, though. Do you know if it's a flat fee or based on the amount of the transfer?

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Did the legwork and found out for myself. It wanted to charge me an extra $2.76 for a $100 transaction, but only +$0.35 for $20 worth of Crysta and no extra charge for $10 or $5. No idea why my fees are higher than Maacha's, but if they disappear near the amount I pay monthly then I don't have to care. Still annoyed at having to go through a third party, but I find this acceptable.

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Originally Posted by Lago

Still annoyed at having to go through a third party, but I find this acceptable.

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It's not really a third party, at least if you're using a Visa card, as the site is now a Visa product.

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Did the legwork and found out for myself. It wanted to charge me an extra $2.76 for a $100 transaction, but only +$0.35 for $20 worth of Crysta and no extra charge for $10 or $5.

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OK, I only looked at the $5 level. I find it mildly amusing that any fee they might impose can be circumvented by using small payment amounts...

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Originally Posted by Lago

Still annoyed by change, but I find this acceptable.

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There, fixed.

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Originally Posted by Alhanelem

Well, unless they put the notice on the NA site, it is indeed "only for the euros."

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so clearly, you were wrong in stating it doesn't disappear, as it does, even if it is Euro. Believe it or not, they matter to.

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But even for you, no it is not relevant, because you still have another year before it supposedly expires, and they will implement this system long before that.

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Did you not read what I wrote? this new system said no where about getting rid of the expiration date, and I am going to wow for dw raid among other things meaning that $60 is disappearing as I probably wouldn't play ffxi or ffxiv within the next year.

This system isn't going to change anything about me only having 1 year left, and me not using it.

You said you can admit when you're wrong, clearly you can't.

[edit] since you edited yours,

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but for FFXI you will most certainly not be losing out on any money as long as you have already chosen Crysta as your payment method.

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I'd love you to explain how I won't lose the $60 when I'm not currently pay for ffxi OR ffxiv, and probably won't for the next year making it reach the 2 year mark.

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Originally Posted by Lago

I'm not really interested in paying for 7 months in advance, though. Do you know if it's a flat fee or based on the amount of the transfer?

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Not exactly a flat fee... here's what I got when I chose $50
http://images.bluegartr.com/bucket/g...74566f3c79.jpg

and $20
http://images.bluegartr.com/bucket/g...d59bc64a58.jpg

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Did you not read what I wrote? this new system said no where about getting rid of the expiration date

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They don't need to say anything about the expiration date. Once you can pay exact amounts, there will be no extra Crysta on your account, and thus nothing to be lost/expired.

And again, the NA site makes no mention of an expiration date, which tells me the crysta rules/system are region specific. Perhaps EU countries might require that virtual currency have an expiration date or something. I don't know, I didn't make the system.

Maacha: at the $10 level and below, there was no fee. It doesn't make a whole lot of sense, but I'll roll with it :confused:

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I'd love you to explain how I won't lose the $60 when I'm not currently pay for ffxi OR ffxiv, and probably won't for the next year making it reach the 2 year mark.

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Why did you put money on your account, knowing it has an expiration date when you weren't paying for anything in the first place? Since they weren't charging for FFXIV and never did, why didn't you wait to pay until they said they were going to start charging?

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Originally Posted by Alhanelem

They don't need to say anything about the expiration date. Once you can pay exact amounts, there will be no extra Crysta on your account, and thus nothing to be lost/expired.

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you fail at reading comprehension. Let me try to break it down for you;

1. I boought $60 worth of crysta last year for husband and I.

2. ffxiv never went p2p so that crysta sat there for a year.

3. Blizz announced DW raid

4. we cancelled our accounts before any crysta was taken out

5. that $60 worth of crysta is still sitting there

6. there is a 99% possibility we will have no desire to play ffxi OR ffxiv in the next year.

7. that $60 will expire.

8. we lose $60

9. you are wrong

I'm glad to hear that S-E has finally made an announcement in regards to the concerns made and what they plan to do. It will be nice to continue paying with my credit card instead of buying Crysta for a bit longer.

However, I do hope they implement everything as intended without any problems as I am being charged a bit extra no matter what I use besides my credit card directly.

Click and Buy has their fees as we all know and from my professional experiences with them, I know they are not to be trusted.

With UltimatePay, they want to do the currency conversion instead of letting my bank do it but they end up charging more even though CDN is worth more USD at the moment. I do understand no institution will do a conversion in real-time and have their own rates but UP's rate seems to be higher than my bank.

And this is even before the issue of Crysta so I do hope everything goes smoothly so S-E had promised things would be more streamlined with regards to the payment system.

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you fail at reading comprehension.

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I do not. You never said you weren't playing the game until now. Since you already have the money in the "bank," Why not just play now, and solve all your problems?

//only half-serious, because I recognize your reason for not playing/quitting is different from many others

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8. we lose $60

9. you are wrong

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I'm not wrong. But maybe if you complain enough, they'll remove the expiration date. Given the announcement made today, I don't find that to be out of the question considering they should know full well that some people put Crysta on their accounts when FFXIV came out.

until you posted the 1 2 3 4 crap, I was under the impression that you were playing the game; Posting here when you haven't played the game in over a year is an anomaly as far as I can tell.

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Originally Posted by Alhanelem

Why did you put money on your account, knowing it has an expiration date when you weren't paying for anything in the first place? Since they weren't charging for FFXIV and never did, why didn't you wait to pay until they said they were going to start charging?

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If you played the headstart of FFXIV, they didn't mention the lack of having to pay until about 3 days before the game was supposed to go live. When we first got the game we figured we'd be playing for about 2 months, so bought the money. We put the money in before they told us we weren't going to need it. So we got screwed because we aren't slackers.

There was no way to know they were going to change it to an eternal beta at the time.

Then perhaps you should put in a ticket at SE support and see if you can get any information out of them about this; but I highly question if they will expire your Crysta if year 2 rolls around and they still aren't charging for the game.

They can extend free trial periods, so it stands to reason they can extend the expiration dates if those dates are approaching and they continue to keep FFXIV free.

Are SE America and SE Europe considered semi-seperate entities to SE Japan? Would explain why 2 regions got much worse options if they have the ability to make their own decisions and decided to save some money at our expense.

If that's the case SE Europe might continue to give it's users crappy payment options.

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Are SE America and SE Europe considered semi-seperate entities to SE Japan?

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Yes, they are wholly-owned subsidiaries.

However, SE Japan designed the account system, and made the games. For the most part, SE US and SE Europe can't do anything without corporate's approval.

I'm so glad they listened. Hopefully, they'll include direct debit/credit card transactions without a middle man involved. And, allow other options I mentioned on my blog here.

Most especially is the exact amount for Crysta. I'd like to see something like:
Final Fantasy XI Crysta exchange rate (Sample):

One month = 1295 Crysta = $12.95
Three months = 3885 Crysta = $38.85
Six months = 7770 Crysta = $77.70
Twelve months = 15540 Crysta = $155.40

And, mules are $1.00 = 100 Crysta. A better exchange rate in other words.

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Originally Posted by Runespider

Are SE America and SE Europe considered semi-seperate entities to SE Japan? Would explain why 2 regions got much worse options if they have the ability to make their own decisions and decided to save some money at our expense.

If that's the case SE Europe might continue to give it's users crappy payment options.

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It probably has to do with regional monetary regulations. For example, they can never refund Crysta because then (from a regulator's perspective) they would be acting as a bank, allowing people to shelter their currency in Crysta to avoid inflation and then withdraw it later at the same exchange rate. They're literally not allowed to do so legally. I imagine the expiration date for the EU region has similar reasons.

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Originally Posted by Runespider

Are SE America and SE Europe considered semi-seperate entities to SE Japan? Would explain why 2 regions got much worse options if they have the ability to make their own decisions and decided to save some money at our expense.

If that's the case SE Europe might continue to give it's users crappy payment options.

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If its anything like many other companies (Sony and Capcom come to mind), each region has their own offices with their own announcements and challenges to deal with. What works in one region may just take slightly longer to roll out in the others or may not be feasible practically or financially. However, in regards to large-scale changes, all the regions try to implement the same changes.

So I think you might just have to wait slightly longer for your EU announcement but I think it will come soon.

I wonder if we'll still have the international transaction fee nonsense that popped up when they switched to click and buy.

Regarding the comments about Crysta, someone on FFXI Alla pointed out that the EULA for SEAM that SE has every right to cancel or expire Crysta you have on your account without notice. They also cannot guarantee it being permanent nor will they refund it.

You can find the post on FFXI Alla if you search for it. I can't find that link at the moment. My bookmarks is a mess.

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^ all you're doing is restating stuff to try and twist your words to be right, but you're just trying to be a backpedalling king.

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I'm not doing anything of the sort. You can keep linking that expiration picture all you want, but it doesn't change anything

1)that pciture is not on the NA site

2)Even if crysta does expire, they will probably take action if the early adopters of FFXI still can't use their crysta on FFXIV before that happens in the event FFXIV still isn't charging.

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What on earth gave you the idea I haven't played the game in a year? They just announced the DW raid like last week...

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You said you weren't currently playing the game. You put $60 on your account a year ago, and since you're talking about all these other games, i assumed you're not playing this one, especially after you said you're currently not playing.

If you're playing FFXI, and you put $15.00 on your account, you probably have paid 1295 crysta for it if you put the crysta on before the last billing cycle. That leaves you with $2.05 now. That will be used up first when you add crysta to pay for the next month. Paying this way, you will never have crysta more than a month old. Once they enable us to pay the exact amount of crysta, you can simply fill your account to $12.95 worth exactly, and have a zero balance after. Problem is solved.

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Originally Posted by Camiie

I wonder if we'll still have the international transaction fee nonsense that popped up when they switched to click and buy.

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I'm not so sure the international transaction fee is something S-E could do away with as its a C&B fee unless they had a special contract which I don't think is the case. That seems to be the case unless S-E decides to absorb the cost of that fee which I highly doubt.

Seems anyone that doesn't have a currency native to whatever option they pick will have to pay more I think.

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If you get banned from the game you can kiss that money goodbye

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That's a big IF. Also, SE doesn't just ban people just for kicks. If you got banned, chances are you deserved it. To that kind of people, I say Too Bad.

Unless getting banned from FFXI gets your SE account banned from all SE services though, chances are you could potentially still use the remaining crysta for something else (If there was something else...)

someone actually cares about the deathwing raid? lol

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That doesn't make it irrelevant. Do you think everyone that plays isn't EU?

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Circular arguing for the win. The reason it's irrelevant is that SE is going to be addressing the problem that leaves you haivng leftover Crysta you can't use, not because of who plays where. It doesn't matter where you live. SE is solving the issue that made this a meaningful problem in the first place.

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I know I'm 1 in a million but I actually enjoy WoW-lore

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I did enjoy Warcraft's lore, but not enough to keep playing WoW after it got boring (in no small part because accessing endgame if you hadn't been accessing it from the beginning is almost impossible. People check your "gear score" and don't let you join their group if it's not good enough for them)

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Originally Posted by Alhanelem

That's a big IF. Also, SE doesn't just ban people just for kicks. If you got banned, chances are you deserved it. To that kind of people, I say Too Bad.

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You must not have been around during the gardening fiasco.

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Show me the post where they said they were looking into the expiration date on crysta.

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I'm not making anything up or backpedaling anywhere. They are addressing this issue by making it so that you can pay for games without having leftover Crysta. Thus, no one has to worry about quitting the game with leftover Crysta and not being able to use it, because they will be able to pay exact amounts once the system is updated.

Currently, no one's Crysta is near its expiration date. They will very likely cross that bridge closer to when they come to it if early adopters who thought they would have to pay for the game can't because SE hasn't been charging for it and those expiration dates come around.

For anyone who's currently an active player of FFXI, this IS irrelevant.

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You must not have been around during the gardening fiasco.

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I was. And I don't know anyone who got banned at that time, or during the time of Salvage, that wasn't breaking the rules or condoning their breaking and didn't deserve a ban.

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Originally Posted by Alhanelem

I'm not making anything up or backpedaling anywhere. They are addressing this issue by making it so that you can pay for games without having leftover Crysta. Thus, no one has to worry about quitting the game with leftover Crysta and not being able to use it, because they will be able to pay exact amounts once the system is updated.

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I've already addressed this and proved how that's not the case for those of us who bought crysta during ffxiv, which I'm not the only one

There are plenty of us who currently have this issue, you are wrong.

And I don't take speculations as a justification to be right. I could speculate that SE with be nubs about it as they usually are about most things, and will screw it up.

My speculation is no more or less valid than yours.


Basically, speculation are completely pointless, and they fact they are the only thing you have for a defense is pretty lol.

Then you must not have been very active in the community. Plenty of people were getting gardening bans that didn't deserve them, and were very vocal because they kept triggering the STF by normal activity.

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Originally Posted by Tacotaru

Then you must not have been very active in the community. Plenty of people were getting gardening bans that didn't deserve them, and were very vocal because they kept triggering the STF by normal activity.

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Not possible. He did not know anyone who got banned therefor it didn't happen.

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Originally Posted by Alhanelem

Since I didn't happen to know anyone, then that means everyone deserved it.

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gotcha.

I didn't say salvage bans, because they were obviously duping. Though I do have friends who got perma'd for doing it and it was their first offense, and other friends who had been temp banned several times in the pass that duped, that got off scott free, which didn't make a whole lot of sense. But either way those that did it got banned so I don't care about that.

The gardening fiasco was different. There were tons and tons of people that got banned for being just regular players that were gardeners because the STF didn't know the difference between them and an RMT gardener.


Ontop of people getting banned for selling stuff to that npc (I forget the name, in bastok though) because it was better money than putting the tuff on the ah. Apparently that was against the tos because the STF couldn't tell if people selling stuff to the npc were legit players or RMT.


I also know LSes where they leaders got banned for getting money from their LS bank mule.

If you think SE is perfect about banning people than lol

If you don't, then you agreed with me people should be careful about buying extra months just in case.

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Gotcha.

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No, you didn't gotcha. You edited my text. I didn't write that, and you are now slandering me.

Additionally, the salvage bans were just an additional example of a highly publicized banning.

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Originally Posted by Alhanelem

You are wrong. You do NOT "CURRENTLY" have this issue. You will not have an issue unless another year goes by, you do not play this game during that entire time, and SE chooses to be a jerk and not address expiration dates at the time they become an issue.

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Until they state otherwise, I do currently have this issue. I am not going to wait on the speculation fairy in the meantime.

This is me posting my concerns so hopefully SE will change it.

But in it's current state that $60 will disappear.

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But in it's current state that $60 will disappear.

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All you have to do is use it, and it won't disappear. >.>

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my point still stands.

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You have no point. Your post is based on an alteration of what I actually said and meant. You accused me of twisting words, but now it's you that's doing it.

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Originally Posted by Alhanelem

I was. And I don't know anyone who got banned at that time, or during the time of Salvage, that wasn't breaking the rules or condoning their breaking and didn't deserve a ban.

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I didn't say salvage bans, because they were obviously duping. Though I do have friends who got perma'd for doing it and it was their first offense, and other friends who had been temp banned several times in the pass that duped, that got off scott free, which didn't make a whole lot of sense. But either way those that did it got banned so I don't care about that.

The gardening fiasco was different. There were tons and tons of people that got banned for being just regular players that were gardeners because the STF didn't know the difference between them and an RMT gardener.


Ontop of people getting banned for selling stuff to that npc (I forget the name, in bastok though) because it was better money than putting the tuff on the ah. Apparently that was against the tos because the STF couldn't tell if people selling stuff to the npc were legit players or RMT.


I also know LSes where they leaders got banned for getting money from their LS bank mule.

If you think SE is perfect about banning people than lol

If you don't, then you agreed with me people should be careful about buying extra months just in case.


:safeface: