We already have direct payment and Paypal payment options in NA.

Making this thread because alot of people are confused and actually do not realize you have a direct payment option in NA through crysta. Click on Add Square Enix Crysta, choose however much crysta you want, and select UltimatePay as the payment option. Unlike ClickandBuy, you dont have to make an account or anything. You can pay with your CC or paypal.

Im from the US.. so im saying NA but dont hurt me if its not available in your NA country. =/

The point is that some people do NOT like Crysta.

This thread is invalid and redundant. Moderators, please lock.

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Originally Posted by SilvertearRen

The point is that some people do NOT like Crysta.

This thread is invalid and redundant. Moderators, please lock.

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Thats just silly. Crysta is 1:1 with USD. And you can buy the EXACT amount you need for whatever subscription method you want. Not liking crysta is like not liking to pay at all. Its dumb.

Crysta is a means to pay. Its not like microsoft points, nintendo points or something dumb like that... where you can never just buy what you need or get what you want and its value doesnt have a 1:1 ratio with real currency.

Very silly.

How is Crysta different then getting your credit card auto charged? You can pay the exact amount now with a credit card right before its due. SE even sends you an email to remind you to pay the said amount of crysta.

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Originally Posted by SilvertearRen

The point is that some people do NOT like Crysta.

This thread is invalid and redundant. Moderators, please lock.

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I'm sad that you paid and are still here. I was really looking forward to the opposite.

Why would you not like Crysta? It's straight-forward...

Yeah I don't get the hate for Crysta either..since you're only losing at best a couple of cents over a long period of time if you don't buy in exact amounts, and if you want to not worry about stuff because things can always happen that requires financial priority (funerals etc) crysta is actually the better solution to pay for long periods of time by keeping a good supply in your account so you'll never have to worry about it.

It's not available everywhere, but neither is Paypal, it's just the nature of online services. I do get what Hitroiki is saying, people are treating Crysta as a "Xbox Points" type of system and that's simply not the case, especially since you can tell it to purchase the exact amount you want as long as it's minimum 500 crysta.

I think it's because I've been burned quite often in the past by "virtual currencies" that I've grown to distrust concepts like Crysta.

People don't like being forced to buy token currency thats why.

It's kind of like the difference between XBL (points) and PSN (real money) and even then XBL requires real money for the subsciption.

It reminds me of F2P MMO's where you have to do the same thing.

You don't go to the supermarket and have to exchange your real money for Monopoly money before you are allowed to buy stuff do you ?

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Originally Posted by Jinko

People don't like being forced to buy token currency thats why.

It's kind of like the difference between XBL (points( and PSN (real money).

It reminds me of F2P MMO's where you have to do the same thing.

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I wasn't forced into buying "token money", it's just another option if it's available to you -- People like options, after all.

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Originally Posted by Jennestia

I wasn't forced into buying "token money", it's just another option if it's available to you -- People like options, after all.

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You are forced if you want to play ... seriously ?

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Originally Posted by Jennestia

I wasn't forced into buying "token money", it's just another option if it's available to you -- People like options, after all.

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Yes, they do. Options like direct monthly payments from a card to SE without the use of Crysta or Click and Buy.

Isn't that the point of the second poster in the thread?

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Originally Posted by Jinko

You are forced if you want to play ... seriously ?

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I don't recall SE forcing me to buy Crysta to pay to play the game -- I clearly recall willingly choosing to pay with Crysta because I find it the better option, I had the option of C&B, Paypal and Playspan gamer cards as well, I chose which option I wanted to use that was available to me.

The issue people having with being forced to use anything is being forced to used Click&Buy if other options aren't available to them yet.

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Originally Posted by Jennestia

I don't recall SE forcing me to buy Crysta to pay to play the game -- I clearly recall willingly choosing to pay with Crysta because I find it the better option, I had the option of C&B, Paypal and Playspan gamer cards as well, I chose which option I wanted to use that was available to me.

The issue people having with being forced to use anything is being forced to used Click&Buy if other options aren't available to them yet.

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People dont' want to use click and scam though.
Paypal > crysta
Credit card > crysta

You have to buy crysta

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Originally Posted by Jinko

Click and buy is another way of registering your card so you can purchase crysta is it not ? (I'm slightly unclear on this one)
Paypal > crysta
Credit card > crysta

You have to buy crysta

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No. Click & Buy is how they handle CC payments if you don't choose Crysta. The whole point was saying that Crysta is basically a 1:1 meaning there's is a way to basically do direct CC payments in the US because you can choose to add 999 Crystal through paypal/ultimate pay which = $9.99 USD, aka the monthly price of FFXIV currently.

You can use C&B to buy Crysta I believe, but you don't have to.

Damn my edit wasn't quick enough, fair enough I still stand by my edit.

So are you required to sign in ever month and buy 999 crysta or does it atuomatically renew (like a CC ) ?

In all honestly SE should accept direct payment and just eat the administration, customer support,, CC fees / international transaction fees and associated fees themselves . Just like any other game company that has an international MMO. Its ok to have 3rd party payment company like paypal, click and buy, ultimate pay, ect as an option but still give players the choice to pay you directly

If they can't accept direct payment they should work that out as soon as possible. They probably wanted to try and get rid of some overhead by not handling credit cards themselves but you can see how that back fired.

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Originally Posted by Zumi

In all honestly SE should accept direct payment and just eat the administration, customer support,, CC fees / international transaction fees and associated fees themselves . Just like any other game company that has an international MMO. Its ok to have 3rd party payment company like paypal, click and buy, ultimate pay, ect as an option but still give players the choice to pay you directly

If they can't accept direct payment they should work that out as soon as possible. They probably wanted to try and get rid of some overhead by not handling credit cards themselves but you can see how that back fired.

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They ARE working on it... people just don't read.

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Originally Posted by Jinko

Damn my edit wasn't quick enough, fair enough I still stand by my edit.

So are you required to sign in ever month and buy 999 crysta or does it atuomatically renew (like a CC ) ?

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If you go the Crysta route and only buy 999 crysta, yeah -- If you add say 3000 crysta to your account it'll automatically take out 999 crysta every month till it can't and you have to add more as long as you made sure your payment period is every 30 days.

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Originally Posted by Jennestia

If you go the Crysta route and only buy 999 crysta, yeah -- If you add say 3000 crysta to your account it'll automatically take out 999 crysta every month till it can't and you have to add more as long as you made sure your payment period is every 30 days.

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Thats part the issue, its like the XBL points I meantioned above if you say buy 3000 then you could end up with currency you don't use.

As you say though you can calaculate the amount 1:1 but then you would be better of selecting 3 months or something.

People just want an easy option to renew your payment direct from the CC, I shouldn't have to explain it, you played FF11 so you are aware of how they did it in that game.

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Originally Posted by Answa

They ARE working on it... people just don't read.

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Most of us are aware of this but it should have been sorted out prior to billing went live they have had since September to sort this out.

People have been complaining about click and buy and crysta since launch so it not something new that they didn't know about either.

I will try directpay, thank you for the info! I figured it just was yet another register and verify process with another middle man company like click and buy.

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Originally Posted by MStowastiqVahlshdeh

I will try directpay, thank you for the info! I figured it just was yet another register and verify process with another middle man company like click and buy.

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Yea the option is kind of hidden away under a second option, I'm sure a lot of people don't realise the CC and paypal option are even there.

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Originally Posted by Jinko

Thats part the issue, its like the XBL points I meantioned above if you say buy 3000 then you could end up with currency you don't use.

As you say though you can calaculate the amount 1:1 but then you would be better of selecting 3 months or something.

People just want an easy option to renew your payment direct from the CC, I shouldn't have to explain it, you played FF11 so you are aware of how they did it in that game.

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Yeah, it's why I said at best, you'll end up losing only a few cents in the long run if you go month by month since 999 will eventually go over a few cents since it's not an even number.

The only problem was people were pissy over having to use POL to get into the game, but POL was how they accepted direct CC payments universally since it was basically their payment system, the move to SE Account handling it axed it and now they have to go through a lot of loops to set up a direct system outside of Japan, since as a business you can't just up and start taking people's money and CC numbers -- It's usually a process that's done before "going live" because it can sometimes be a lengthy process.

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Originally Posted by Shikaree

Double checking, I did find that option under UltimatePay->Credit Card with the info box for the card showing up. That's not something that looks into Click and Buy or Paypal accounts at all when purchasing? Straight up credit card purchase for an online currency? Because I can try looking at that if that's the case.

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Yup thats the bit, it bypasses click and buy completely.

This IS NOT direct payment. I have been around and around with their customer support

If it was direct payment through paypal it would be taken out of your paypal account.

When transactioning through Ultimate pay, pay pal it STILL is going through Ultimatepay.

SE >> Paypal >> ultimatepay >> paypal >> crysta

I know this because I've tried it and it does not work and Ultimapay is VOIDING my creditcard and debit card.

Basically in my case. Paypal takes the money out of my bank account and sends it to Ultimate pay. For WHATEVER reason ultimatepay is sending the money back to paypal thus putting it back into my account.

I called paypal yesterday and they said it was ultimate pay canceling the payment.
And went into my bank today and spoke with a rep who explained this to me.

Ultimatepay STILL has to confirm the payment. It's not just paypal.

Thus this is not direct.

Narikostar maybe you can buy a prepayed visa card for the time being.

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Originally Posted by NarikoStar

This IS NOT direct payment. I have been around and around with their customer support

If it was direct payment through paypal it would be taken out of your paypal account.

When transactioning through Ultimate pay, pay pal it STILL is going through Ultimatepay.

SE >> Paypal >> ultimatepay >> paypal >> crysta

I know this because I've tried it and it does not work and Ultimapay is VOIDING my creditcard and debit card.

I called paypal yesterday and they said it was ultimate pay canceling the payment.
And went into my bank today and spoke with a rep who explained this to me.

Ultimatepay STILL has to confirm the payment. It's not just paypal.

Thus this is not direct.

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Didn't void mine -- It's not a direct payment but it's direct in the sense that it's 1:1 if it's available to you. Paypal and Ultimate pay both confirms payments done through them because they both also offer their own kind of Card and you can use them as a "bank", this is why while it goes through a middleman for confirmation (SE is a merchant basically) it's still going directly through to SE, whereas C&B for example, will hit you with service fees for using their service.

It's as direct as it'll get it till the other options are available to NA/EU.

ITT we make excuses for practices that are unarguably unnecessary extra layers. No, you can say, "I don't mind" all you want, but that doesn't make it any less unnecessary and potentially more of a hassle.

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Originally Posted by Jennestia

whereas C&B for example, will hit you with service fees for using their service.

It's as direct as it'll get it till the other options are available to NA/EU.

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The difference between Click and Buy and Paypal is only in that Click and Buy charges the Customer, Paypal charges the business.

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Originally Posted by Answa

I'm sad that you paid and are still here. I was really looking forward to the opposite.

Why would you not like Crysta? It's straight-forward...

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Umm, I dont get this, you have 30 days until it realises you havent logged in and kicks you off.

I know this because I've not yet paid (why would i right now? I will pay at 1.21) and oh lookie im posting XD

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Originally Posted by Jinko

Narikostar maybe you can buy a prepayed visa card for the time being.

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Yes, thankfully I had 1k crysta from a long time ago. Whats so weird is the card that I bought it with a year ago. Doesn't work anymore and is getting voided. I've spent around 10 hours with Ultimate pay customer support/pay pal/bank/Click and buy and all of them are rejecting my cards. (I've attempted 5 cards between my fiance and myself) Between Visa / Mastercard / Debit/ Credit it drove me insane.

LS mate recommended "The Ultimate Gamer" cards. Which is accepted as a pre-paid card when you enter it in ultimate pay.

But yeah for anyone having this problem I recommend this. Just sucks I now have to waste an additional 10$ just to reactivate my other 2 accounts because SE can't choose a company that has better customer service. (I will say when I called paypal they were very thorough and I have no complaints with them)