I wondered this too until my catboy got 2B and now my camera's on the floor with his minion half the time.
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Different strokes for different folks. I like to dress my character in a more realistic outfit for combat, other people like to wear bikinis. 90% of my tanks in roulettes are viera/au ra in thongs.
Who cares? It's their sub. You, me and everyone else has no right to judge.
At this point looking at some of the responses from the OP I feel this is a troll thread.
No, people would afk dance in town in little to no clothes before butt armor came out for viera or everyone else. Again, this is not a purely female character issue, I have seen male characters numerous times dancing around just as naked in towns. People just like to pick on the probable dudes playing those female characters. I have probably seen more half naked men in FFXIV than any other MMORPG. Actually, in SWTOR there was this megathread on the forums where guys would edit in male leathers, and lingerie on their characters.. didn't really see them in game though.
What exactly does skin tone have to do with anything, and I would say it's the other camp that is actually bringing up race or skin tone more often than not. The fact that you are saying white, blond haired, and blue eyed makes me think you have another agenda on your mind.