NON-Clk'N'Buy Alternative route

[Wo1verine]

That's because there isn't one.

Well actually, as stated in my OP, there is. "Technically" you are using a 3rd party, but no need to actually sign up for PayPal. This is the giant misconception that I am trying to smash.

If you use the PayPal link, they give ALL consumers with a CC the option to pay w/o any agreement whatsoever, instantly. Also they will not store or save your personal information in any way if you choose this route.

[RAIST]

It is still sluffing you off to a third party either way, as it is not kept within SE's domain.

Even though they are not going to use them for POL billing, SE is still maintianing the CC Processing agreements for each of the 3 main regions (NA, EU, JP) for use with their merchandise sites. Technically, they can process all the subscription payments and Crysta purchases in house if they wanted to.

Unfortunately, they have now only agreed to handle JP subscription payments inhouse, and are forcing everyone else off to third parties for processing subscription payments.

THAT is the issue people have with this. SE has already shown they are capable of maintaining the processing method as they have in the past in ADDITION to the new options, but have chosen only to do so for the JP region.

[Rizon]

In reading these and other post I realize that a large number of people where unaware of the fact that SE has always used a third party ro handle billing outside of Japan. They admitted this when they explained their July billing fiasco. They used companies that were versed in the billing regulations for that particular reagon. The big difference that I see between the new and the old system is that SE decided that they only wanted to deal with 1 company worldwide. As they had already installed C&B as the billing company for FFXIV I must assume that they decided for uniformity sake to use them for FFXI. It was obvious last Sept that they had not done a proper research into C&B and because FFXIV has been free to play from the beginning they still have not. If they had used someone else and kept it quiet we may not have noticed the difference.

[Niyariko]

In reading these and other post I realize that a large number of people where unaware of the fact that SE has always used a third party ro handle billing outside of Japan. They admitted this when they explained their July billing fiasco. They used companies that were versed in the billing regulations for that particular reagon. The big difference that I see between the new and the old system is that SE decided that they only wanted to deal with 1 company worldwide. As they had already installed C&B as the billing company for FFXIV I must assume that they decided for uniformity sake to use them for FFXI. It was obvious last Sept that they had not done a proper research into C&B and because FFXIV has been free to play from the beginning they still have not. If they had used someone else and kept it quiet we may not have noticed the difference.

The Auto-Translate function in game is to promote multi-region game play, so charging credit card directly from many different countries are accounted for when making the game and any additional fees for charging different countries' credit cards are within the running cost of the game. If they don't want to accept CC outside of Japan, do not make global-region servers/MMO and bunching up every countries together in one community!

So SE should not have any excuse about the extra spending on charging credit cards outside of Japan, it is part of the business spendings in running a multi-region MMORPG.

[RAIST]

The other party you are mentioning was likely their CC processor, not a money trader like C&B (unless they went through some sort of invoicing firm maybe, which would be kind of senseless since they likely have their own internal accunting/billing department(s)). Any regular retail/online business accepting credit cards for payment of goods/services has to use a clearing house to process their credit cards (unless, of course that company is a processor themself, which C&B is not). This is done via a secure connection between the point of sale and that processor. It would be the same whether it's a store at the mall or SE's POL system.

What you are doing now is passing off your CC information to a third party (C&B) who is then running it through a clearing house they use. That is why it referenced a Square Enix regional office before and is now referencing C&B LTD if you go through C&B. Before, it was a request orginating through SE's regional divisions and now it is a request orginating from C&B.

[Neika]

Can anyone tell me if Canadians have access to the crysta/paypal option. I know the stores in my area don't sell the game cards, and a friend of mine who is also in Canada told me when they transfered their accounts over, the crysta/paypal option didn't show up, only CC payment through C&B. I haven't tried to transfer my accounts over cause I'm hoping SE will bring back direct payments, but crysta was really the only option I thought I had available since my bank advised me not to use C&B. So if any other Canadians have transfered over and was able to use the crysta option, I would like to know

[Niyariko]

Can anyone tell me if Canadians have access to the crysta/paypal option. I know the stores in my area don't sell the game cards, and a friend of mine who is also in Canada told me when they transfered their accounts over, the crysta/paypal option didn't show up, only CC payment through C&B. I haven't tried to transfer my accounts over cause I'm hoping SE will bring back direct payments, but crysta was really the only option I thought I had available since my bank advised me not to use C&B. So if any other Canadians have transfered over and was able to use the crysta option, I would like to know

I have created my CnB account long ago when 14 first came out, I'm using...
- Canadian (TD Canada Trust.) Visa CreditCard with 3DS, verified by CnB
- NA copy of FFXI (bought in EB games in Ottawa)
- NA SE account

Yet, I get an Origin Error when trying to log in CnB within SEAM (when I was setting up my FF14 payment). I have yet to transfer my FFXI account to SEAM, not going to do it.

To answer you question, Canadian have both Crysta and CnB available to them, just like the US.

Don't transfer your account, you will regret it.

[Neika]

I have created my CnB account long ago when 14 first came out, I'm using...
- Canadian (TD Canada Trust.) Visa CreditCard with 3DS, verified by CnB
- NA copy of FFXI (bought in EB games in Ottawa)
- NA SE account

Yet, I get an Origin Error when trying to log in CnB within SEAM (when I was setting up my FF14 payment). I have yet to transfer my FFXI account to SEAM, not going to do it.

To answer you question, Canadian have both Crysta and CnB available to them, just like the US.

Don't transfer your account, you will regret it.

Ya I'm taking a wait and see approach...I really don't like the idea of handing out my CC info to some third party just to keep playing a game, but I was rather shocked when my friend said the crysta option didn't show for them. Thanks for the info

[Wo1verine]

Here is another reason I started this thread:

http://forum.square-enix.com/ffxi/th...from-Click-Buy

As more and more people realize they need to make this switch soon if they dont want to be deactivated, we are going to see alot of this. I encourage anyone with any question to post. Also any person with good tips on how to avoid these kinds of problems please post for the benefit of new people coming to the board for information.

I have no political agenda here, I do not support and am not against these changes. Simply trying to show people this nice little shortcut, if they want to continue to play without a third party agreement.

[Wo1verine]

I was rather shocked when my friend said the crysta option didn't show for them.

Have your friend make sure that the POL ID is both now "linked" to the new square enix ID account, and also "transferred" to the new square enix ID account.

The "Add Crysta" button should appear in the list of graphic buttons on the left hand side of your square enix ID account page.
From there follow the path "UtimatePay" > "PayPal" > "PayPal Option 2" to avoid a third party agreement.