Ever think maybe it's your bank that sucks?

[Atomic_Skull]

So I ask you kindly to quit trying to PLD for SE and this horrible decision.

Fixed that for you

[malf]

My thought of what i'm currently hearing about the C&B company could be synthetized like this : A wanabee businessman wanted to make a clone of Paypal because it's cool and his son knows an "IT specialist" who managed to install a website who will be the CTO. With poorly implemented rules and poorly support they now score everywhere as shaddy company. I wouldn't be confident at all in the security of the data, If I had to put my CC information in this kind of company.

[Ziyyigo-Tipyigo]

The CTO will be who ever Deutsche Telekom (a/k/a T-Mobile) says it will be, since they own the company and all.

I'm not saying that ClickandBuy may not be shady/questionable/evil, but small-time and fly-by-night they are not, at least at this point.

[malf]

Thanks for the information (didn't even take the time to get it, it was deliberate, kinda douched with ffxi I think)and yeah seems owned by a big company. But finance/payment and telecom is not necessary same business. ( Working for 15 years for some major telecom operator).

Anyway it doesn't mean that it's not poorly designed since the beginning, will not take time to dig info about it. It means that they are financialy viable.

A recent example about not being good in security :
http://www.computerworld.com/s/artic...quits_abruptly
http://www.cert.org/

[RAIST]

regardless of how they may have started, where they are now, and where they are working towards regarding security in the future...one simple fact remains:

In the financial community, they have a bad reputation.

These things don't change overnight--it takes time. Until then, financial institutions will remain skeptical and not trust them until they prove themselves worthy of that trust. This could be next week, next month, next decade--doesn't really make a difference at this point in time. In the shorter term of the here and now, this is a big problem as SE is relying on them for CC processing for users' subscription fees outside of the JP region.

[Korpg]

regardless of how they may have started, where they are now, and where they are working towards regarding security in the future...one simple fact remains:

In the financial community, they have a bad reputation.

These things don't change overnight--it takes time. Until then, financial institutions will remain skeptical and not trust them until they prove themselves worthy of that trust. This could be next week, next month, next decade--doesn't really make a difference at this point in time. In the shorter term of the here and now, this is a big problem as SE is relying on them for CC processing for users' subscription fees outside of the JP region.

Somehow, I get this feeling that you are the type of person who broads over things forever.

[malf]

Somehow, I get this feeling that you are the type of person who broads over things forever.

And you giving useless comments ?

[Korpg]

And you giving useless comments ?

There is a point to my post, you just got to look beyond the words and see what the meaning is.

Shouldn't be too difficult for you to do.

[RAIST]

Just the facts ma'am

Facts are facts. C&B makes the call in the end. If they declare you have to prefunded, then they prefund. So, it is an open possibility.

I could have simply stated that, but then that would be challenged and I would have to go back and explain it in exhaustive detail over multiple posts and provide a hypothetical situation and so forth. I've spent a lot of time planning and troubleshooting implementations and development over the years. Puts you in the habit of trying to cover as many angles in a situation as you can. For example, migrating email for an entire college campus from an outdated Alpha/Linux based system to a brand new IBM server cluster in Windows/MS-Exchange---you can run into a buttload of snags along the way. You quickly get in the habit of hoping for the best and planning for the worst.

I'm simply in the habit (and prefer) to just get it all out there up front at once. Sorry if it offends you that I try to be a little more thorough at times.


Edit:

OOPS!!!

This was actually supposed to go into another thread. Stupid multitasking...musta thought I came back to a different post when I put this in. But...strangely enough it still does apply. Occupational hazard of being a troubleshooter I guess...always trying to catch the potential glitches in a process and find ways to prevent/counter them. hope for the best, plan for the worst. Kinda gets you locked into being a bit of a pessimist though...not good when you were a cynic to start with...heheh

[RAIST]

May have stumbled on something about C&B. There might actually be a specific reason why some financial institutions are rejecting them, just haven't been able to get further details as it looks like the site I was in just hit a maintenance window while I was on it.

Click&Buy is stating they are authorised and regulated by the FSA UK:

ClickandBuy International Limited is authorised and regulated by the Financial Services Authority in the United Kingdom. (Register Number: 454127)

http://www.clickandbuy.com/EU/en/sa/...bereich=surfer

So out of curiosity I went to pull up their reports on them, but can't get any real info on them just yet as it looks like they've started stopping some webapps for maintenance or something while I was browsing. This particular one went offline just after I pulled it up, but the first page from my search was still in my cached pages so I was able to grab at least their basic info:

http://www.fsa.gov.uk/Pages/register/index.shtml
searched on firm registration number: 454127

Basic details for:
454127 - ClickandBuy International Limited

Current status: No longer Authorised
Effective Date: 01/07/2011
Tied Agent:
Undertakes Insurance Mediation:
Registered under Money Laundering Regulations:
Address: Lincoln House
137/143 Hammersmith Road
London
W14 0QL

Phone:
Fax:
Email:
Website:
44 020 7605 0670
44 020 7751 1848
No e-mail supplied
www.clickandbuy.com

Notices:
Other information: The firm now has an e-money record. Please check the e-money link for more information.

Clicked the e-money link and that's when pages started coming up as unavailable. Guess I hit it right when they were taking things down.

Interesting that their basic info states they are not authorised. Which is a little concerning as they are still claiming on their site that they are authorised.

When you go to the FSA's detail on status entries, it simply states

No longer authorised
A firm is no longer allowed to carry out certain types of business that we regulate.

http://www.fsa.gov.uk/pages/Register...us/index.shtml

Which makes me even more curious about just what they are no longer authorized to do, and why. Wish I could get at the reports to get more info.