Seems (if you can tolerate clickandbuy) no 3D Secure is needed

[Teraniku]

Considering all the hoops you have to jump through to be able to even sign up to change / update your payment methods, it's a wonder anyone gets transferred over..

[Alhanelem]

Never mind, I guess I was wrong. There is a "risk fee" when using a credit card. Direct debit/checking and direct transfers don't incur the fee, but i'm not sure if it's possible at your C&B account to change the payment to one of those types. Guess I'm going to have to go with Crysta.

Funny thing is if FFXIV wasn't free all this time, they would have gotten a lot more billing feeback (e.g. complaints)

[Romanova]

I've been playing sience 2004. It's a good bet I'll be playing next month. Paying them a little in advance is NBD to me.

that "you" wasn't specific. There are people out there that will have unused crysta.

[Inafking]

There are people out there that will have unused crysta.

If they don't think they'll be playing next month or any month in the future, they shouldn't pay for this month.

[Finuve]

Never mind, I guess I was wrong. There is a "risk fee" when using a credit card. Direct debit/checking and direct transfers don't incur the fee, but i'm not sure if it's possible at your C&B account to change the payment to one of those types. Guess I'm going to have to go with Crysta.

Funny thing is if FFXIV wasn't free all this time, they would have gotten a lot more billing feeback (e.g. complaints)

conspiracy theory time!
wonder if they are testing the water to start billing FFXIV, since XIV can't tolerate a huge backfire quite like XI can at this point

[Romanova]

If they don't think they'll be playing next month or any month in the future, they shouldn't pay for this month.

but what if they plan on playing next month then they end up quitting afterwards for w/e reason? Then they will have unused crysta because you can't buy crysta at the same rate as your 30 day bill. That's what SE is banking on, and it's why they're doing this.


Heck, I had unused crysta that I'll use for 11. When 14 came out I thought you had to buy crysta for the trial so I did. Then, of course, 14 never went p2p so it was just sitting there.

Even then, when I use the crysta I have, I'll still have some left over. I'll be forced to buy more to keep playing or let those left over crysta sit there unused, but they got money for.

This is how SE is going to get a lot of extra money they wouldn't have gotten before.

[Inafking]

Then they will have unused crysta because you can't buy crysta at the same rate as your 30 day bill. That's what SE is banking on, and it's why they're doing this.

You mean Square's buisness strategy revolves around people quitting? If you don't buy a heap more than you need, there is never any reason for this amount to be over $5. I still don't see the problem. But if it buggs you so much, you should ask them to make an "i'm-quitting-sad-face-chocobo-plush" that you can purchase for 1000 + remaining balance.

[Romanova]

You mean Square's buisness strategy revolves around people quitting? If you don't buy a heap more than you need, there is never any reason for this amount to be over $5. I still don't see the problem. But if it buggs you so much, you should ask them to make an "i'm-quitting-sad-face-chocobo-plush" that you can purchase for 1000 + remaining balance.

I disapprove of shady money making practices no matter the amount.

[Tarage]

From what I understand from listening to the problems with another Japanese game, the reason 3D Secure is required is that there are no laws in the states that protect Japanese companies from credit card fraud, and these companies have no means of getting their money if cheated.

It isn't SE bring greedy or stupid, it's them trying to protect themselves from bad business laws.

[Romanova]

From what I understand from listening to the problems with another Japanese game, the reason 3D Secure is required is that there are no laws in the states that protect Japanese companies from credit card fraud, and these companies have no means of getting their money if cheated.

It isn't SE bring greedy or stupid, it's them trying to protect themselves from bad business laws.

They had 3dsecure before though, so that doesn't really justify the change to the C&B/crysta system.