NON-Clk'N'Buy Alternative route
So after reading all these complaints about Click'N'Buy, I did a little online background check. Short version: will NOT be using Click'n'Buy, so... whats my alternative?
I went to the new square enix account page and selected option to add Crysta, asked for options "Clk'nBy" or "Ultimate" choose 2nd option.
Then it just let me use PayPal to add crysta thru the 2nd "Ultimate" option. Takes about 30 seconds if you already have a PayPal acct.
If you do not wish to use paypal for some reason, they let you pay direct with your credit card at that point also if you want.
For people who want to avoid a 3rd party agreement completely:
Use path: "Add Crysta" > "UltimatePay" > "PayPal" > "PayPal option 2"
The main drawback I see here is having to actually manually add Crysta every so often.
I am in US so not 100% sure if this will work for everyone.
I did not (will not) read through every post in the 1000 post thread of people complaining about clink'n'buy, so If this info is in there somewhere great~ I am just hoping to bring it to the foreground and maybe help someone from making the mistake of thinking they NEED to use Click'N'Buy, and then actually signing up for that additional service.