Lololol there you go! :P
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It's usually better for everyone to not hear what I have to say. My SO gets earful enough against their will. :D
But in seriousness, I don't want to hear anyone else and I don't want to keep a headset on the entire time I'm in game. I'm usually listening to music, talking to my SO and/or playing with my dog between objectives. I only have discord on my speakers (lowest volume I can while still able to listen for calls) when absolutely needed and my mic is off. No desire to chat outside of text.
OT: I'm not against an all system in-game voice chat, but I won't use it unless necessary.