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Back on topic, the term Lifetime means pay now and never pay again, If everyone were to do this option, where would there money come from after the initial payout to SE? I'm not saying everyone would do that option if they offered it, but if that were to be the case where would there money come from exactly?
It's a statistically impossible option, as obviously there are millions of gamers that can't afford dropping that kind of money all at one time, without even counting those that aren't willing.