They need to be forcefully ejected.
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Maybe this is an unpopular opinion but...
I think personal housing in the current format was a mistake ._.
It will never quit being the thorn in this games' side.
Larger FCs don't even really NEEd need it, because the Expeditions and Voyages?
Only really give out exclusive Minions and some housing crafting materials. And on the more common of items, it's all crafting materials you can either craft or gather just by having those Jobs on hand.
It's not like other MMOs where the FC-exclusive content has end-game crafting gear that you NEED to progress in end-game content.
Edit: Same with Free Company Crafting for that matter. It's only either Airship and Submarine Components, or Housing Items.
Yeah the excuse that this "serves" more players to focus on FC housing is a bunch of collectivist, "greater good" nonsense.
I appreciate the thought, but this is actually going to make this system even worse. Every single time I've lived next to an FC house, or been around the neighborhood, it's usually completely undecorated, one person FC, and also I am pretty sure a lot of people just sell FC house plots.